ASAS DEMOKRASI EKONOMI DALAM PERBANKAN SYARIAH DI INDONESIA

Abstract

This research is based on economic democracy and its relationship with Islamic banking. In fact,
intermediation driven by Islamic banking can create an economic democracy that is able to
maintain the continuity of community life and existing natural resources, and increase the
independence of the nation and state of the Republic of Indonesia. Improvements in the
implementation of economic democracy in Islamic banking must continue to be carried out. The
main problem in Islamic banking muamalah is the element of benefit. If there is a problem, then
it is very possible that the transaction is allowed. Islamic banking must continue to strive to
implement the best practice profit sharing system. Thus there is an optimization of the
implementation of the principles of economic democracy through a profit-sharing system in
musharaka and mudharabah contracts. Thus, Islamic banking intermediation with a profitsharing
system has become a major type of financing and is the backbone of Islamic banking.