ANALYSIS OF THE IMPACT OF NON-PERFORMING FINANCING, PROFIT, AND LOSS ON THE TOTAL ASSETS OF ISLAMIC COMMERCIAL BANKS IN INDONESIA FOR THE 2015–2019 PERIOD
DOI:
https://doi.org/10.56406/sahidbankingjournal.v4i2.258Keywords:
: Problematic Financing, Profit and Loss, Asset Value, Islamic Commercial Banks, Multiple Linear RegressionAbstract
This study analyzes the effect of the Total Value of Non-Performing Financing, Profit and Loss on the Total Asset Value of Islamic Commercial Banks in Indonesia for the 2015-2019 Period. This type of research is quantitative research. This study will analyze the data using Multiple Linear Regression using the SPSS application. The data analysis method used in this research is classical assumption test, multiple linear analysis, and hypothesis testing. The results of the t-test for each variable are for Non-Performing Financing Variables t count> t table (9.097> 4.303). Then Ha is accepted so that it can be concluded that the variable financing problem partially has a significant effect on the total asset value of Islamic commercial banks. For profit and loss t count <t table (0.004 <4.303). So Ha is rejected, so it can be concluded that the partial profit and loss variable does not have a significant effect on the asset value of Islamic commercial banks. Based on the F test, it can be seen that the sig value is smaller than α (0.011 <0.05), it means Troubled Financing, Profit and Loss simultaneously or together have a significant effect on the Total Asset Value of Islamic Commercial Banks in Indonesia for the 2015-2019 Period.
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