NALISIS PEMBIAYAAN KREDIT PEMILIKAN RUMAH SYARIAH BAGI NASABAH BERPENGHASILAN RENDAH (STUDI KASUS DI BANK SYARIAH MANDIRI KANTOR CABANG PEMBANTU BOGOR POMAD)

Abstract

This research is motivated by the primary need in the form of a house, but until now the fulfillment
of the house is very difficult to obtain for low-income people, even though there have been many
financial institutions that can realize it in fulfilling housing needs for low-income people. There
are limitations set by financial institutions, one of which is the applicant's income limit, which
adds to the difficulties mentioned above. Therefore, this problem is interesting to study, with the
formulation of the research problem, namely how to analyze the financing of Sharia Home
Ownership Credit (KPR Syariah) for low-income customers (with a case study at Bank Syariah
Mandiri Bogor Pomad Sub-Branch Office or BSM KCP Bogor Pomad). This research is a field
research with qualitative methods of primary data, secondary data and interviews. The process of
data analysis in this study used descriptive analysis