SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah

DESIGNING AN APPROPRIATE SHARIA MICROFINANCE INSTITUTION IN CIBUNIAN VILLAGE, PAMIJAHAN DISTRICT, BOGOR REGENCY

2025-10-14T06:16:59+00:00

This service aims to establish a sharia microfinance institution in Cibunian Village, Pamijahan District, Bogor Regency, as a solution to increase public access to sharia-based financial services. The background of the service includes the low penetration of formal financial services and the potential of the local economy that has not been fully explored. The service method uses a participatory and inclusive approach, involving the community in the planning, implementation, and evaluation of the program. The results of the service show an increase in people's understanding of Islamic finance and their ability to manage finances effectively. The Islamic microfinance institutions that have been formed have provided sharia savings and microfinance services in accordance with local needs. However, this service faces challenges such as limited resources and community resistance. The conclusion of this service is the need to continue to increase the capacity and support the sustainability of Islamic microfinance institutions in the future.

DESIGNING AN APPROPRIATE SHARIA MICROFINANCE INSTITUTION IN PURWABAKTI VILLAGE, PAMIJAHAN DISTRICT, BOGOR REGENCY

2025-10-14T06:27:03+00:00

This community service aims to design an appropriate sharia microfinance institution model for the people of Purwabakti Village, Pamijahan District, Bogor Regency. The subjects of this community service are the people of Purwabakti Village, Pamijahan District, Bogor Regency, West Java Province. In this community service, activities are carried out based on the method of transparency, participation and accountability. The result of this community service shows that in Purwabakti Villag e there is no formal microfinance institution based on sharia principles. Communities need access to capital that is easy, affordable and in accordance with sharia principles to develop their micro and small businesses. Based on this analysis, a sharia microfinance institution model was designed which includes financing products, savings and other services that refer to sharia principles.

DESIGNING AN APPROPRIATE SHARIA MICROFINANCE INSTITUTION IN PABANGBON VILLAGE, LEUWILIANG DISTRICT, BOGOR REGENCY

2025-10-14T06:40:10+00:00

This community service aims to design a Sharia Microfinance Institution (LKMS) model that is in accordance with the economic characteristics of Pabangbon Village. The subject of this community service is the people of Pabangbon Village, Leuwiliang District, Bogor Regency, West Java Province. In this community service, activities are carried out based on methods with a Participatory Action Research (PAR) approach which is oriented towards community empowerment. The result of this community service is to produce a design of the right type of sharia microfinance institution for Pabangbon Village, namely in the form of a Sharia Financing Savings and Loan Cooperative (KSPPS) in Pabangbon Village, Leuwiliang District, Bogor Regency. With this community service, it is hoped that it can provide solutions to improve the economic level of the community, especially inclusive financing, empowering local business actors, and improving the welfare of the Pabangbon Village Community through the implementation of sustainable sharia economy-based financial services.

SHARIA FINANCIAL PLANNING FOR FAMILIES IN PURASARI VILLAGE, LEUWILIANG DISTRICT, BOGOR REGENCY

2025-10-14T06:56:23+00:00

This community service aims to provide information and education to families about the basic principles of Islamic financial planning. The target subjects of this activity are the residents of Purasari Village, Leuwiliang District, Bogor Regency, West Java Province. The community service program is carried out using a Community-Based Research (CBR) approach, a research-based service method centered on the community. This method involves four stages: establishing a foundation, research planning, data collection and analysis, and action based on findings. The results of this community service indicate an increase in public understanding of the importance of financial planning that aligns with Islamic principles. This initiative has shown that understanding and applying Islamic financial principles are essential to family welfare. The implementation of Islamic financial planning not only enhances financial awareness but also promotes more ethical and responsible financial practices. It is hoped that these efforts will improve the community's quality of life and help them achieve sustainable economic goals.

DESIGNING AN APPROPRIATE SHARIA MICROFINANCE INSTITUTION IN PURASARI VILLAGE, LEUWILIANG DISTRICT, BOGOR REGENCY

2025-10-14T07:09:52+00:00

This community service aims to design the right Sharia Microfinance Institution in Purasari Village, Leuwiliang District, Bogor Regency, West Java Province. The subject of this community service is the people of Purasari Village, most of whom are farmers and who need access to financing in accordance with sharia principles. In this community service, activities are carried out based on a participatory method, where the community is involved in every stage of institutional design, from the identification of needs to the implementation of the plan.). The result of this community service is the formation of the concept of a sharia microfinance institution that can provide financing services and business assistance for the local community. With this community service, it can be concluded that the existence of Sharia Microfinance Institutions in Purasari Village will have a positive impact on improving the economic welfare of the community and encouraging sustainable micro business growth.

DESIGNING AN APPROPRIATE SHARIA MICROFINANCE INSTITUTION IN DUKUH VILLAGE, CIBUNGBULANG DISTRICT, BOGOR REGENCY

2025-10-14T07:23:49+00:00

This community service aims to design an optimal and appropriate LKMS model for village communities by considering social and economic factors and compliance with sharia values. This community service was carried out in Dukuh Village, Cibungbulang District, Bogor Regency, West Java Province. This community service uses Participatory Action Research (PAR). Dukuh Village is a fertile area for agriculture. Its area is divided into Rice Fields, Dry Land, Wet Land, Plantations, Public Facilities, and Forests with a total of 162.32 Ha. The majority of residents have commercial shops, especially small household needs shops. The main sectors in Dukuh Village are agriculture and animal husbandry. For innovation, they utilize horticultural agricultural products such as spinach for BOBOYUR or Boba vegetables. Entrepreneurs here often have difficulty applying for bank loans due to lack of knowledge about sharia banking. Therefore, it is important to provide information and education to the people of Dukuh Village about applying for sharia bank loans. The result of this activity is that the community is equipped with knowledge about Islamic Microfinance Institutions and also various financing in it. The introduction of Islamic Microfinance Institutions and Microfinance can reduce the community in financing using usury and can improve the quality of Islamic Microfinance Institutions and Microfinance

PROGRAMMING THE INTRODUCTION OF SHARIA BANKING IN DUKUH VILLAGE, CIBUNGBULANG DISTRICT, BOGOR REGENCY

2025-10-14T07:16:09+00:00

This community service aims to introduce the basic concepts of sharia banking to people who still don't know about sharia banking due to limitations or other things in Dukuh Village, Cibungbulang District, using the Participatory Action Research (PAR) method which involves the community in identifying needs and evaluating them Held on 13 July–14 September 2024, activities include observations, discussions and educational outreach regarding basic sharia banking concepts. The results show an increase in public understanding of sharia banking as well as identification of local potential for sharia economic development. This activity is the first step in building an inclusive and sustainable sharia financial system in Dukuh Village

PROGRAMMING THE INTRODUCTION OF SHARIA BANKING IN CIARUTEUN ILIR VILLAGE, CIBUNGBULANG DISTRICT, BOGOR REGENCY

2025-10-14T07:30:06+00:00

The introduction of Islamic commercial banks in rural areas plays an important role in increasing financial inclusion and supporting community welfare with sharia-compliant financial services. This community service article aims to programme an effective approach to introduce Islamic banking to rural communities who often do not have adequate access to formal banking. The method used involves a social approach through community leaders, youth, education tailored to the language and needs of the local community as well as groups or organisations such as recitation. The community service activity aims to increase a thorough and effective understanding to the community of Ciaruteun Ilir Village, Cibungbulang District, Bogor Regency, regarding Islamic banking, especially Islamic commercial banks. The introduction of Islamic banking activities to the community is given with the aim of educating and opening up insights about Islamic banks. The result of this service activity is that the people of Ciaruteun Ilir Village have knowledge about Islamic commercial banks and have the desire to save or invest in Islamic banks. This service is expected to be a reference for the development of Islamic banking strategies in rural areas, especially in Indonesia.

SHARIA FINANCIAL PLANNING FOR FAMILIES IN TEGAL WARU VILLAGE, CIAMPEA DISTRICT, BOGOR REGENCY

2025-10-14T07:36:50+00:00

This service aims to help Tegal Waru village community, Ciampea District, Bogor Regency. In implementing family financial planning with sharia principles. Many families in this village face financial financial problems, such as limited income, consumptive spending, and no emergency fund. emergency fund. To overcome these problems, the community service activities are carried out using the Participatory Action Research (PAR) method, method, which involves active community participation, namely socialization, training, and mentoring. mentoring. This program teaches the basics of sharia finance, how to manage family finances according to Islamic teachings, and how to make an appropriate budget. budget. With this training, it is hoped that families in Tegal Waru village will be able to make their own financial planning. in Tegal Waru village can make a better financial plan, which can help them manage their expenses, prepare an emergency fund, and make a budget. can help them manage their expenses, set up an emergency fund, and plan for a more stable financial future. plan for a more stable financial future

SHARIA FINANCIAL PLANNING FOR FAMILIES IN BANYU ASIH VILLAGE, CIGUDEG DISTRICT, BOGOR REGENCY

2025-10-14T07:43:13+00:00

This community service aims to overcome the problems that exist in Banyu Asih village. The subjects of this community service are the people of Banyu Asih Village, Cigudeg District, Bogor Regency, West Java Province. In this community service, activities are carried out based on the Participatory Action Research (PAR) approach method. The result of this community service is to produce a stable family economy. With this community service, it can be concluded that with the implementation of sharia financial planning, many families can now manage their finances better, reduce dependence on debt, and increase savings for future needs. As a result, people not only experience better financial stability but also create a social environment that is more harmonious and mutually supportive in achieving common economic goals

SHARIA FINANCIAL PLANNING FOR FAMILIES IN TUGU BANDUNG VILLAGE, KABANDUNGAN DISTRICT, SUKABUMI REGENCY

2025-10-14T07:49:27+00:00

This community service aims to increase a good proportion of finances through sharia savings in Tugu Bandung Village, Kabandungan District, Sukabumi Regency. The subject of this community service is the people of Tugu Bandung Village, Kabandungan District, Sukabumi Regency, West Java Province. In this community service, activities are carried out based on the Participatory Action Researh (PAR) approach. The results of this community service show that public understanding of sharia savings still needs to be improved. This sharia savings plays an important role in the community and families in Tugu Bandung village in planning their finances better. This program not only helps families in managing their finances in a structured and halal way but also encourages a saving culture that is in accordance with Islamic values.

DESIGNING AN APPROPRIATE SHARIA MICROFINANCE INSTITUTION IN TUGU VILLAGE, BANDUNG, KABANDUNGAN DISTRICT, SUKABUMI REGENCY

2025-10-14T07:56:06+00:00

This community service aims to design an appropriate Sharia Microfinance Institution (LKMS) for the Tugu Bandung Community Village, Kabandungan District, Sukabumi Regency. Using a qualitative approach, this community service collects data through in-depth interviews and participant observation to understand the financial needs of the community and the potential of local businesses. The results of community service show that there is an urgent need for financial access that is in accordance with sharia principles, especially in financing micro and small businesses. This research proposes the development of mudharabah and musyarakah- based financing products, as well as financial education programs to increase public literacy regarding sharia financial principles. This design is expected to not only meet the financial needs of the community, but also encourage local economic growth and empower community members. The findings from this research provide an important contribution to the development of LKMS models in rural areas, with a focus on sharia values and economic studies. Apart from that, the results of this community service can be used as a reference for further research in the field of sharia microfinance in Indonesia.