Return to Article Details DESIGNING AN APPROPRIATE SHARIA MICROFINANCE INSTITUTION IN PURASARI VILLAGE, LEUWILIANG DISTRICT, BOGOR REGENCY Download Download PDF

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Pengabdian kepada masyarakat ini bertujuan untuk merancang Lembaga Keuangan Mikro Syariah (LKMS) yang tepat bagi masyarakat Desa Tugu Bandung, Kecamatan Kabandungan, Kabupaten Sukabumi. Dengan menggunakan metode pendekatan kualitatif, pengabdian kepada masyarakat ini mengumpulkan data melalui wawancara mendalam dan observasi partisipatif untuk memahami kebutuhan finansial masyarakat dan potensi usaha lokal. Hasil pengabdian kepada masyarakat menunjukkan bahwa terdapat kebutuhan mendesak akan akses keuangan yang sesuai dengan prinsip syariah, terutama dalam pembiayaan usaha mikro dan kecil. penelitian ini mengusulkan pengembangan produk pembiayaan berbasis mudharabah dan musyarakah, serta program edukasi keuangan untuk meningkatkan literasi masyarakat terhadap prinsip- prinsip keuangan syariah. Rancangan ini diharapkan tidak hanya dapat memenuhi kebutuhan finansial masyarakat, tetapi juga mendorong pertumbuhan ekonomi lokal dan memberdayakan anggota komunitas. Temuan dari penelitian ini memberikan kontribusi penting bagi pengembangan model LKMS di wilayah pedesaan, dengan fokus pada nilai-nilai syariah dan keberlanjutan ekonomi. Selain itu, hasil pengabdian kepada masyarakat ini dapat dijadikan acuan bagi penelitian selanjutnya dalam bidang keuangan mikro syariah di Indonesia.
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This community service aims to design an appropriate Sharia Microfinance Institution (LKMS) for the Tugu Bandung Community Village, Kabandungan District, Sukabumi Regency. Using a qualitative approach, this community service collects data through in-depth interviews and participant observation to understand the financial needs of the community and the potential of local businesses. The results of community service show that there is an urgent need for financial access that is in accordance with sharia principles, especially in financing micro and small businesses. This research proposes the development of mudharabah and musyarakah- based financing products, as well as financial education programs to increase public literacy regarding sharia financial principles. This design is expected to not only meet the financial needs of the community, but also encourage local economic growth and empower community members. The findings from this research provide an important contribution to the development of LKMS models in rural areas, with a focus on sharia values and economic studies. Apart from that, the results of this community service can be used as a reference for further research in the field of sharia microfinance in Indonesia.
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Pengabdian kepada masyarakat ini bertujuan untuk meningkaatkan proporsi keuangan yang baik melalui Tabungan syariah di Desa Tugu Bandung kecamatan kabandungan kabupaten sukabumi. Subjek pengabdian kepada masyarakat ini adalah masyarakat Desa Tugu Bandung, Kecamatan Kabandungan, Kabupaten Sukabumi Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan pendekatan Participatory Action Researh (PAR). Hasil dari pengabdian kepada masyarakat ini menunjukkan bahwa pemahaman masyarakat tentang tabungan syariah masih perlu ditingkatkan. Tabungan syariah ini berperan penting dalam masyarakat dan keluarga didesa Tugu Bandung dalam menerencanakan Keuangan Mereka dengan lebih baik. Program ini tidak hanya membantu keluarga dalam mengelola keuangan ecara terstruktur dan halal tetapi juga mendorong budaya menabung yang sesuai dengan nilai-nilai Islam.
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This community service aims to increase a good proportion of finances through sharia savings in Tugu Bandung Village, Kabandungan District, Sukabumi Regency. The subject of this community service is the people of Tugu Bandung Village, Kabandungan District, Sukabumi Regency, West Java Province. In this community service, activities are carried out based on the Participatory Action Researh (PAR) approach. The results of this community service show that public understanding of sharia savings still needs to be improved. This sharia savings plays an important role in the community and families in Tugu Bandung village in planning their finances better. This program not only helps families in managing their finances in a structured and halal way but also encourages a saving culture that is in accordance with Islamic values.
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Pengabdian kepada masyarakat ini bertujuan untuk mengatasi permasalahan yang ada di desa Banyu Asih, Subjek pengabdian kepada masyarakat ini adalah masyarakat Desa Banyu Asih Kecamatan Cigudeg Kabupaten Bogor Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode pendekatan Participatory Action Research (PAR). Hasil dari pengabdian kepada masyarakat ini ialah menghasilkan ekonomi keluarga yang stabil. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa Dengan penerapan perencanaan keuangan syariah, banyak keluarga kini dapat mengatur keuangan dengan lebih baik, mengurangi ketergantungan pada utang, dan meningkatkan tabungan untuk kebutuhan masa depan. Hasilnya, masyarakat tidak hanya merasakan stabilitas finansial yang lebih baik tetapi juga menciptakan lingkungan sosial yang lebih harmonis dan saling mendukung dalam mencapai tujuan ekonomi bersama
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This community service aims to overcome the problems that exist in Banyu Asih village. The subjects of this community service are the people of Banyu Asih Village, Cigudeg District, Bogor Regency, West Java Province. In this community service, activities are carried out based on the Participatory Action Research (PAR) approach method. The result of this community service is to produce a stable family economy. With this community service, it can be concluded that with the implementation of sharia financial planning, many families can now manage their finances better, reduce dependence on debt, and increase savings for future needs. As a result, people not only experience better financial stability but also create a social environment that is more harmonious and mutually supportive in achieving common economic goals
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Pengabdian kepada masyarakat ini bertujuan untuk membantu masyarakat desa Tegal Waru, Kecamatan Ciampea, Kabupaten Bogor. Dalam menerapkan perencanaan keuangan keluarga dengan prinsip-prinsip syariah. Banyak keluarga di desa ini menghadapi masalah keuangan, seperti pendapatan yang terbatas, pengeluaran konsumtif, dan tidak adanya dana darurat. Untuk mengatasi masalah tersebut, kegiatan pengabdian masyarakat dilakukan dengan menggunakan metode Participatory Action Research (PAR), yang melibatkan partisipasi aktif masyarakat, yaitu sosialisasi, pelatihan, dan pendampingan. Program ini mengajarkan tentang dasar-dasar keuangan syariah, cara mengelola keuangan keluarga sesuai ajaran Islam, dan bagaimana membuat anggaran yang sesuai. Dengan adanya pelatihan ini, diharapkan keluarga-keluarga di desa Tegal Waru dapat membuat perencanaan keuangan yang lebih baik, yang dapat membantu mereka mengatur pengeluaran, menyiapkan dana darurat, dan merencanakan masa depan keuangan yang lebih stabil.
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This service aims to help Tegal Waru village community, Ciampea District, Bogor Regency. In implementing family financial planning with sharia principles. Many families in this village face financial financial problems, such as limited income, consumptive spending, and no emergency fund. emergency fund. To overcome these problems, the community service activities are carried out using the Participatory Action Research (PAR) method, method, which involves active community participation, namely socialization, training, and mentoring. mentoring. This program teaches the basics of sharia finance, how to manage family finances according to Islamic teachings, and how to make an appropriate budget. budget. With this training, it is hoped that families in Tegal Waru village will be able to make their own financial planning. in Tegal Waru village can make a better financial plan, which can help them manage their expenses, prepare an emergency fund, and make a budget. can help them manage their expenses, set up an emergency fund, and plan for a more stable financial future. plan for a more stable financial future
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Pengenalan bank umum syariah di wilayah pedesaan memiliki peran penting dalam meningkatkan inklusi keuangan serta mendukung kesejahteraan masyarakat dengan layanan keuangan yang sesuai prinsip syariah. Artikel pengabdian kepada masyarakat ini bertujuan untuk memprogramkan pendekatan efektif dalam memperkenalkan bank syariah kepada masyarakat desa yang seringkali belum memiliki akses yang memadai terhadap perbankan formal. Metode yang digunakan melibatkan pendekatan sosial melalui tokoh masyarakat, pemuda, edukasi yang disesuaikan dengan bahasa dan kebutuhan masyarakat setempat serta kelompok atau organisasi seperti pengajian. Kegiatan pengabdian kepada masyarakat bertujuan untuk meningkatkan pemahaman secara menyeluruh dan efektif kepada masyarakat Desa Ciaruteun Ilir Kecamatan Cibungbulang Kabupaten Bogor, mengenai perbankan syariah, terutama bank umum syariah. Kegiatan pengenalan perbankan syariah kepada masyarakat diberikan dengan tujuan untuk mengedukasi serta membuka wawasan tentang bank syariah. Hasil dari kegiatan pengabdian ini adalah masyarakat Desa Ciaruteun Ilir memiliki pengetahuan tentang bank umum syariah dan memiliki keinginan untuk menabung atau berinvestasi pada bank syariah. Pengabdian ini diharapkan menjadi referensi bagi pengembangan strategi perbankan syariah di daerah pedesaan, khususnya di Indonesia
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The introduction of Islamic commercial banks in rural areas plays an important role in increasing financial inclusion and supporting community welfare with sharia-compliant financial services. This community service article aims to programme an effective approach to introduce Islamic banking to rural communities who often do not have adequate access to formal banking. The method used involves a social approach through community leaders, youth, education tailored to the language and needs of the local community as well as groups or organisations such as recitation. The community service activity aims to increase a thorough and effective understanding to the community of Ciaruteun Ilir Village, Cibungbulang District, Bogor Regency, regarding Islamic banking, especially Islamic commercial banks. The introduction of Islamic banking activities to the community is given with the aim of educating and opening up insights about Islamic banks. The result of this service activity is that the people of Ciaruteun Ilir Village have knowledge about Islamic commercial banks and have the desire to save or invest in Islamic banks. This service is expected to be a reference for the development of Islamic banking strategies in rural areas, especially in Indonesia.
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Pengabdian ini bertujuan untuk merancang model LKMS yang optimal dan tepat bagi masyarakat desa dengan mempertimbangkan faktor sosial dan ekonomi serta kepatuhan terhadap nilai-nilai syariah. Pengabdian kepada masyarakat ini dilakukan di Desa Dukuh Kecamatan Cibungbulang Kabupaten Bogor Provinsi Jawa Barat. Pengabdian kepada masyarakat ini menggunakan Participatory Action Research (PAR). Desa Dukuh adalah daerah subur untuk pertanian. Luasannya terbagi ke Sawah, Tanah Kering, Tanah Basah, Perkebunan, Fasilitas Umum, dan Hutan dengan total 162,32 Ha. Mayoritas warga memiliki toko komersial, khususnya toko kecil kebutuhan rumah tangga. Sektor utama di Desa Dukuh adalah pertanian dan peternakan. Untuk inovasi, mereka memanfaatkan hasil pertanian holtikultura seperti sayur bayam untuk BOBOYUR atau Boba sayur. Pengusaha di sini sering kesulitan saat mengajukan pinjaman bank karena kurangnya pengetahuan tentang perbankan syariah. Oleh karena itu, penting untuk memberikan informasi dan pendidikan kepada masyarakat Desa Dukuh tentang pengajuan pinjaman bank syariah. Hasil dari kegiatan ini yaitu masyarakat dibekali dengan pengetahuan tentang Lembaga Keuangan Mikro Syariah dan juga berbagai pembiayaan-pembiayaan yang ada di dalamnya. kegiatan pengenalan Lembaga Keuangan Mikro Syariah dan Microfinance dapat mengurangi masyarakat dalam melakukan pembiayaan menggunkan riba dan dapat meningkatkan kualitas Lembaga Keuangan Mikro Syariah dan Microfinance.
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This community service aims to design an optimal and appropriate LKMS model for village communities by considering social and economic factors and compliance with sharia values. This community service was carried out in Dukuh Village, Cibungbulang District, Bogor Regency, West Java Province. This community service uses Participatory Action Research (PAR). Dukuh Village is a fertile area for agriculture. Its area is divided into Rice Fields, Dry Land, Wet Land, Plantations, Public Facilities, and Forests with a total of 162.32 Ha. The majority of residents have commercial shops, especially small household needs shops. The main sectors in Dukuh Village are agriculture and animal husbandry. For innovation, they utilize horticultural agricultural products such as spinach for BOBOYUR or Boba vegetables. Entrepreneurs here often have difficulty applying for bank loans due to lack of knowledge about sharia banking. Therefore, it is important to provide information and education to the people of Dukuh Village about applying for sharia bank loans. The result of this activity is that the community is equipped with knowledge about Islamic Microfinance Institutions and also various financing in it. The introduction of Islamic Microfinance Institutions and Microfinance can reduce the community in financing using usury and can improve the quality of Islamic Microfinance Institutions and Microfinance
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Pengabdian kepada masyarakat ini bertujuan untuk memperkenalkan konsep dasar perbankan syariah kepada masyarakat yang masih belum mengetahui mengenai Perbankan syariah karena adanya keterbatasan atau hal lainnya di Desa Dukuh, Kecamatan Cibungbulang, dengan menggunakan metode Participatory Action Research (PAR) yang melibatkan masyarakat dalam identifikasi kebutuhan hingga evaluasi. Dilaksanakan pada 13 Juli–14 September 2024, kegiatan mencakup observasi, diskusi, dan penyuluhan edukatif terkait konsep dasar perbankan syariah.  Hasilnya menunjukkan peningkatan pemahaman masyarakat terhadap perbankan syariah serta identifikasi potensi lokal untuk pengembangan ekonomi syariah. Kegiatan ini menjadi langkah awal membangun sistem keuangan syariah yang inklusif dan berkelanjutan di Desa Dukuh
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This community service aims to introduce the basic concepts of sharia banking to people who still don't know about sharia banking due to limitations or other things in Dukuh Village, Cibungbulang District, using the Participatory Action Research (PAR) method which involves the community in identifying needs and evaluating them Held on 13 July–14 September 2024, activities include observations, discussions and educational outreach regarding basic sharia banking concepts.  The results show an increase in public understanding of sharia banking as well as identification of local potential for sharia economic development. This activity is the first step in building an inclusive and sustainable sharia financial system in Dukuh Village
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Pengabdian kepada masyarakat ini bertujuan untuk merancang Lembaga Keuangan Mikro Syariah yang tepat di Desa Purasari, Kecamatan Leuwiliang, Kabupaten Bogor, Provinsi Jawa Barat. Subjek pengabdian kepada masyarakat ini adalah masyarakat Desa Purasari yang sebagian besar merupakan petani dan pelaku Usaha Mikro Kecil dan Menengah (UMKM)  yang membutuhkan akses pembiayaan yang sesuai dengan prinsip syariah. Dalam pengabdian kepada masyarakat ini, kegiatan dilakukan berdasarkan metode partisipatif, di mana masyarakat dilibatkan dalam setiap tahap perancangan lembaga, mulai dari identifikasi kebutuhan hingga implementasi rencana. Hasil dari pengabdian kepada masyarakat ini ialah terbentuknya konsep lembaga keuangan mikro syariah yang dapat memberikan layanan pembiayaan dan pendampingan usaha bagi masyarakat setempat. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa keberadaan Lembaga Keuangan Mikro Syariah di Desa Purasari akan memberikan dampak positif terhadap peningkatan kesejahteraan ekonomi masyarakat serta mendorong pertumbuhan usaha mikro yang berkelanjutan.
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This community service aims to design the right Sharia Microfinance Institution in Purasari Village, Leuwiliang District, Bogor Regency, West Java Province. The subject of this community service is the people of Purasari Village, most of whom are farmers and  who need access to financing in accordance with sharia principles. In this community service, activities are carried out based on a participatory method, where the community is involved in every stage of institutional design, from the identification of needs to the implementation of the plan.). The result of this community service is the formation of the concept of a sharia microfinance institution that can provide financing services and business assistance for the local community. With this community service, it can be concluded that the existence of Sharia Microfinance Institutions in Purasari Village will have a positive impact on improving the economic welfare of the community and encouraging sustainable micro business growth.
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Pengabdian kepada masyarakat ini bertujuan untuk memberikan informasi dan edukasi kepada keluarga mengenai prinsip-prinsip dasar perencanaan keuangan syariah.  Subjek pengabdian kepada masyarakat  ini adalah masyarakat Desa Purasari Kecamatan Leuwiliang Kabupaten Bogor Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode pendekatan Community Based Research (CBR) yaitu sebuah metode pengabdian berbasis riset yang bertumpu pada masyarakat, terdapat empat tahapan dalam metode ini yaitu peletakan landasan atau membangun fondasi, perencanaan pengabdian kepada masyarakat, pengumpulan data dan analisis, serta aksi atas temuan. Hasil dari pengabdian kepada masyarakat ini ialah menunjukkan adanya peningkatan pemahaman masyarakat mengenai pentingnya perencanaan keuangan yang sesuai dengan prinsip syariah. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa pemahaman dan penerapan prinsip-prinsip keuangan syariah sangat penting bagi kesejahteraan keluarga.  Implementasi perencanaan keuangan syariah tidak hanya meningkatkan kesadaran finansial, tetapi juga mendorong praktik keuangan yang lebih etis dan bertanggung jawab. Diharapkan, upaya ini dapat meningkatkan kualitas hidup masyarakat dan membantu mereka mencapai tujuan ekonomi yang berkelanjutan.
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This community service aims to provide information and education to families about the basic principles of Islamic financial planning. The target subjects of this activity are the residents of Purasari Village, Leuwiliang District, Bogor Regency, West Java Province. The community service program is carried out using a Community-Based Research (CBR) approach, a research-based service method centered on the community. This method involves four stages: establishing a foundation, research planning, data collection and analysis, and action based on findings. The results of this community service indicate an increase in public understanding of the importance of financial planning that aligns with Islamic principles. This initiative has shown that understanding and applying Islamic financial principles are essential to family welfare. The implementation of Islamic financial planning not only enhances financial awareness but also promotes more ethical and responsible financial practices. It is hoped that these efforts will improve the community's quality of life and help them achieve sustainable economic goals.
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Pengabdian kepada masyarakat ini bertujuan untuk merancang model Lembaga Keuangan Mikro Syariah (LKMS) yang sesuai dengan karakteristik ekonomi Desa Pabangbon. Subjek pengabdian kepada masyarakat  ini adalah masyarakat Desa Pabangbon, Kecamatan Leuwiliang, Kabupaten Bogor, Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode dengan pendekatan Participatory Action Research (PAR) yang berorientasi pada pemberdayaan masyarakat. Hasil dari pengabdian kepada masyarakat ini ialah menghasilkan rancangan jenis lembaga keuangan mikro syariah yang tepat bagi Desa Pabangbon yaitu berupa Koperasi Simpan Pinjam Pembiayaan Syariah (KSPPS) di Desa Pabangbon, Kecamatan Leuwiliang, Kabupaten Bogor. Dengan pengabdian kepada masyarakat ini, diharapkan dapat memberikan solusi peningkatan taraf ekonomi masyarakat, terutama pembiayaan yang inklusif, memberdayakan pelaku usaha lokal, serta meningkatkan kesejahteraan masyarakat Desa Pabangbon melalui penerapan layanan keuangan berbasis ekonomi syariah yang berkelanjutan.
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This community service aims to design a Sharia Microfinance Institution (LKMS) model that is in accordance with the economic characteristics of Pabangbon Village. The subject of this community service is the people of Pabangbon Village, Leuwiliang District, Bogor Regency, West Java Province. In this community service, activities are carried out based on methods with a Participatory Action Research (PAR) approach which is oriented towards community empowerment. The result of this community service is to produce a design of the right type of sharia microfinance institution for Pabangbon Village, namely in the form of a Sharia Financing Savings and Loan Cooperative (KSPPS) in Pabangbon Village, Leuwiliang District, Bogor Regency. With this community service, it is hoped that it can provide solutions to improve the economic level of the community, especially inclusive financing, empowering local business actors, and improving the welfare of the Pabangbon Village Community through the implementation of sustainable sharia economy-based financial services.
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Pengabdian kepada masyarakat ini bertujuan untuk merancang model lembaga keuangan mikro syariah yang tepat bagi masyarakat Desa Purwabakti, Kecamatan Pamijahan, Kabupaten Bogor. Subjek pengabdian kepada masyarakat  ini adalah masyarakat Desa Purwabakti Kecamatan Pamijahan Kabupaten Bogor Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode transparansi partisipsi, dan  berakuntabilitas. Hasil dari pengabdian kepada masyarakat ini ialah menunjukkan bahwa di Desa Purwabakti belum terdapat lembaga keuangan mikro formal berbasis prinsip syariah. Masyarakat membutuhkan akses permodalan yang mudah, terjangkau, dan sesuai dengan prinsip syariah untuk mengembangkan usaha mikro dan kecil mereka. Berdasarkan analisis tersebut, dirancang model lembaga keuangan mikro syariah yang mencakup produk pembiayaan, tabungan, dan layanan lainnya yang mengacu pada prinsip-prinsip syariah.
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This community service aims to design an appropriate sharia microfinance institution model for the people of Purwabakti Village, Pamijahan District, Bogor Regency. The subjects of this community service are the people of Purwabakti Village, Pamijahan District, Bogor Regency, West Java Province. In this community service, activities are carried out based on the method of transparency, participation and accountability. The result of this community service shows that in Purwabakti Villag e there is no formal microfinance institution based on sharia principles. Communities need access to capital that is easy, affordable and in accordance with sharia principles to develop their micro and small businesses. Based on this analysis, a sharia microfinance institution model was designed which includes financing products, savings and other services that refer to sharia principles.
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This service aims to establish a sharia microfinance institution in Cibunian Village, Pamijahan District, Bogor Regency, as a solution to increase public access to sharia-based financial services. The background of the service includes the low penetration of formal financial services and the potential of the local economy that has not been fully explored. The service method uses a participatory and inclusive approach, involving the community in the planning, implementation, and evaluation of the program. The results of the service show an increase in people's understanding of Islamic finance and their ability to manage finances effectively. The Islamic microfinance institutions that have been formed have provided sharia savings and microfinance services in accordance with local needs. However, this service faces challenges such as limited resources and community resistance. The conclusion of this service is the need to continue to increase the capacity and support the sustainability of Islamic microfinance institutions in the future.
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Pengabdian ini bertujuan untuk membentuk lembaga keuangan mikro syariah di Desa Cibunian, Kecamatan Pamijahan, Kabupaten Bogor, sebagai solusi meningkatkan akses masyarakat terhadap layanan keuangan berbasis syariah. Latar belakang pengabdian meliputi rendahnya penetrasi layanan keuangan formal dan potensi ekonomi lokal yang belum tergali sepenuhnya. Metode pengabdian menggunakan pendekatan partisipatif dan inklusif, melibatkan masyarakat dalam perencanaan, pelaksanaan, dan evaluasi program. Hasil pengabdian menunjukkan peningkatan pemahaman masyarakat tentang keuangan syariah dan kemampuan mereka dalam mengelola keuangan secara efektif. Lembaga keuangan mikro syariah yang terbentuk telah memberikan layanan tabungan syariah dan pembiayaan mikro yang sesuai dengan kebutuhan lokal. Meskipun demikian, pengabdian ini menghadapi tantangan seperti keterbatasan sumber daya dan resistensi masyarakat. Kesimpulan dari pengabdian ini adalah perlunya terus meningkatkan kapasitas dan mendukung keberlanjutan lembaga keuangan mikro syariah di masa mendatang.
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Pengabdian kepada masyarakat ini dilaksanakan di Desa Karehkel, Kecamatan Leuwiliang Kabupaten Bogor pada bulan Juni-September 2023. Kegiatan ini memiliki tujuan untuk melakukan Perencanaan keuangan Syariah bagi Keluarga yang ada di Desa Karehkel. Dalam kegiatan pengabdian kepada masyarakat ini dilakukan dengan metode observasi. Pelatihan, wawancara dan implementasi pengaplikasian. Masyarakat khususnya keluarga yang ada di Desa Karehkel ini turut bersemangat dengan adanya kegiatan ini karena mendapatkan pemahaman dan wawasan tentang perencanaaan keuangan syariah khususunya bagi keluarga yang ada di desa ini.
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This community service was carried out in Karehkel Village, Leuwiliang District, Bogor Regency in June-September 2023. This activity aims to carry out Sharia financial planning for families in Karehkel Village. This community service activity is carried out using the observation method. Training, interviews and application implementation. The community, especially families in Karehkel Village, are also enthusiastic about this activity because they gain understanding and insight into sharia financial planning, especially for families in this village.
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Penelitian ini bertujuan untuk meningkatkan kemakmuran dengan nilai-nilai islam di maysarakat dan UMKM di Desa Karehkel melalui Pemberdayaan yang ada di wilayah tersebut dengan cara melakukan merancang Lembaga keuangan mikro syariah di desa karehkel. Subjek dari Penelitian ini warga Desa Karehkel khususnya  umkm, dan warga kurang mampu. Hasil penelitian ini menunjukan bahwa Lembaga keuangan mikro syariah yang ada di Desa Karehkel meningkat dan berpengaruh positif terhadap Desa Karehkel. Dan Penelitian ini menunjukan bahwa Masyarakat butuh Lembaga keuangan mikro syariah di Desa Karehkel.
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This research aims to increase prosperity with Islamic values in the community and MSMEs in Karehkel Village through empowerment in the region by designing a sharia microfinance institution in Karehkel village. The subject of this study is the residents of Karehkel Village, especially MSMEs, and underprivileged residents. The results of this study show that sharia microfinance institutions in Karehkel Village are increasing and have a positive effect on Karehkel Village. And this research shows that the community needs a sharia microfinance institution in Karehkel Village.
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Pengabdian kepada masyarakat ini bertujuan untuk membangun potensi lokal di Desa Cijujung agar menjadi Masyarakat mandiri juga maju. Subjek pengabdian kepada masyarakat  ini adalah masyarakat Desa Cijujung Kecamatan Cibungbulang Kabupaten Bogor  Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode analisis di lapangan. Hasil dari pengabdian kepada masyarakat ini ialah adanya inovasi baru di Desa Cijujung yaitu produk G’Chips sebuah produk makanan yang berbahan dasar dari daun ganda yang merupakan salah satu tanaman potensi lokal Desa Cijujung. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa menciptakan inovasi baru di Desa Cijujung khususnya kepada ibu rumah tangga untuk lebih produktif lagi dalam mengelola potensi lokal Desa, sehingga di ciptakan lah G’Chips (Keripik daun ganda) untuk meningkatkan Sumber Daya Insani Desa Cijujung yang berkualitas dan berkelanjutan sehingga meningkatkan perekonomian Masyarakat.
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Pengabdian kepada masyarakat ini bertujuan untuk Memprogramkan Pengenalan Bank Syariah di Era Digital. Subjek pengabdian kepada masyarakat ini adalah masyarakat Desa Cijujung, Kecamatan Cibungbulang, Kabupaten Bogor, Provinsi Jawa Barat. Dalam Pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode sosialisasi presentasi. Hasil dari pengabdian kepada masyarakat ini ialah masyarakat Desa Cijujung belum memiliki literasi yang cukup baik terhadap pengetahuan Bank Syariah. Sehingga sosialisasi ini sangat bermanfaat bagi masyarakat setempat dan membuka wawasan baru bahwa pentingnya Bank Syariah. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa masyarakat Desa Cijujung dengan terbuka dapat memahami pentingnya penggunaan Bank Syariah yang harus menjadi poin utama dalam hidup halal sebagai masyarakat muslim.
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This community service aims to Program the Introduction of Sharia Banks in the Digital Era. The subject of this community service is the people of Cijujung Village, Cibungbulang District, Bogor Regency, West Java Province. In this community service, activities are carried out based on the presentation socialization method. The result of this community service is that the people of Cijujung Village do not have a good enough literacy of Sharia Bank knowledge. So that this socialization is very beneficial for the local community and opens new insights on the importance of Sharia Banks. With this community service, it can be concluded that the people of Cijujung Village can openly understand the importance of using Sharia Banks which must be the main point in halal life as a Muslim community
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Kegiatan pengabdian kepada masyarakat ini membahas tentang perencanaan keuangan syariah bagi keluarga di Desa Gunung Malang, Kecamatan Tenjolaya, Kabupaten Bogor. Pengabdian ini bertujuan untuk memberikan pemahaman dan perencanaan keuangan syariah kepada keluarga di Desa Gunung Malang, Kecamatan Tenjolaya, Kabupaten Bogor. Desa tersebut dipilih karena memiliki kondisi ekonomi yang beragam serta minimnya pemahaman tentang prinsip keuangan syariah di kalangan masyarakat. Metode yang digunakan adalah metode transparansi partisipasi, kepada keluarga terkait perencanaan keuangan berdasarkan prinsip syariah. Hasil dari pengabdian ini adalah peningkatan pemahaman masyarakat terhadap konsep dan prinsip keuangan syariah serta implementasi perencanaan keuangan yang sesuai dengan nilai-nilai syariah dalam kehidupan sehari-hari. Diharapkan pengabdian ini dapat memberikan manfaat positif dalam meningkatkan kesejahteraan ekonomi dan keberlangsungan keuangan keluarga di Desa Gunung Malang.
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This community service activity discusses sharia financial planning for families in Gunung Malang Village, Tenjolaya District, Bogor Regency. This service aims to provide understanding and sharia financial planning to families in Gunung Malang Village, Tenjolaya District, Bogor Regency. This village was chosen because it has diverse economic conditions and a lack of understanding of sharia financial principles among the community. The method used is a transparent participation method for families regarding financial planning based on sharia principles. The result of this service is an increase in public understanding of the concepts and principles of sharia finance as well as the implementation of financial planning in accordance with sharia values ​​in everyday life. It is hoped that this service can provide positive benefits in improving the economic welfare and financial sustainability of families in Gunung Malang Village.
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Pengabdian kepada masyarakat ini bertujuan untuk merancang merancang lembaga keuangan mikro syariah yang tepat pada Desa Gunung Bunder II, Kecamatan Pamijahan, Kabupaten Bogor. Subjek pengabdian kepada masyarakat ini adalah masyarakat Desa Gunung Bunder II Kecamatan Pamijahan, Kabupaten Bogor Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode Participatory Action Research (PAR). Hasil dari pengabdian kepada masyarakat ini ialah akan dibentuk sebuah rancangan lembaga keuangan mikro syariah yang tepat dengan melibatkan pihak Desa Gunung Bunder II dan Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Sahid Bogor, selanjutnya dilakukan proses sosialisasi, pelatihan, pemilihan model lembaga keuangan mikro syariah dan pengembangan produk dan layanan dalam merancang keuangan mikro syariah. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa kegiatan ini bertujuan untuk memberikan edukasi dan memudahkan masyarakat untuk mengakses lembaga keuangan serta agar masyarakat mulai beralih kepada keuangan syariah dalam kehidupan sehari-hari mereka.
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This community service aims to design appropriate sharia microfinance institutions in Gunung Bunder II Village, Pamijahan District, Bogor Regency. The subject of this community service is the people of Gunung Bunder II Village, Pamijahan District, Bogor Regency, West Java Province. In this community service, activities are carried out based on the Participatory Action Research (PAR) method. The result of this community service is that an appropriate sharia microfinance institution design will be formed by involving the Gunung Bunder II Village and the Faculty of Islamic Economics and Business, Sahid Bogor Islamic Institute, then a process of socialization, training, selection of sharia microfinance institution models and product and service development in designing sharia microfinance. With this community service, it can be concluded that this activity aims to provide education and make it easier for people to access financial institutions and so that people start switching to sharia finance in their daily lives.
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Desa Gunung Bunder 1 terletak di Kecamatan Pamijahan, Kabupaten Bogor, Provinsi Jawa Barat. Desa ini memiliki sumber daya alam yang memadai untuk mendukung pengembangan serta kesejahteraan sosial dan ekonomi masyarakatnya. Dalam program pengabdian kepada masyarakat ini, direncanakan akses pembiayaan syariah untuk Usaha Mikro, Kecil, dan Menengah (UMKM) dan Petani di Desa Gunung Bunder 1. Kegiatan ini dimulai dengan identifikasi masalah di kalangan pelaku UMKM dan Petani, diikuti dengan pengumpulan data. Data dan informasi yang dikumpulkan kemudian diolah untuk menyusun rencana solusi. Rencana solusi meliputi pemberian pelatihan untuk meningkatkan pengetahuan dan pemahaman UMKM dan sektor pertanian tentang pembiayaan syariah, serta meningkatkan wawasan dan kepercayaan pelaku UMKM dan Petani di Desa Gunung Bunder 1.
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Gunung Bunder 1 village is located in Pamijahan District, Bogor Regency, West Java Province. This village has sufficient natural resources to support the development and socioeconomic well-being of its community. In this community service program, a plan is in place to provide access to sharia financing for Micro, Small, and Medium Enterprises (MSMEs) and farmers in Desa Gunung Bunder 1. The activities begin with identifying problems among MSME and farmer stakeholders, followed by data collection. The collected data and information are then processed to develop a solution plan. This plan includes providing training to enhance the knowledge and understanding of MSMEs and the agricultural sector regarding sharia financing, as well as improving the awareness and confidence of MSME and farmer stakeholders in Desa Gunung Bunder 1.
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Pengabdian kepada masyarakat ini bertujuan untuk mengetahui proses perencanaan, implementasi, serta dampak lembaga keuangan mikro syariah di Desa Gunung Sari, Kecamatan Pamijahan, Kabupaten Bogor. Subjek penelitian ini adalah rancangan strategis Lembaga Keuangan Mikro Syariah yang sesuai dengan karakteristik dan kebutuhan yang ada di Lokasi penelitian yaitu Desa Gunung Sari. Merancang Lembaga Keuangan Mikro Syariah dengan tepat dapat berkontribusi secara signifikan terhadap pembangunan ekonomi lokal dan kesejahteraan masyarakat setempat. Pengembangan Lembaga Keuangan Mikro Syariah di tingkat desa memerlukan pendekatan yang cermat, teliti  dan terfokus untuk memastikan keberlanjutan dan kesuksesannya Lembaga Keuangan Mikro Syariah tersebut
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This study aims to determine the planning, implementation, and impact of Islamic microfinance institutions in Gunung Sari Village, Pamijahan District, Bogor Regency. The subject of this research is the strategic design of sharia microfinance institutions that are in accordance with the characteristics and needs of the research location, namely Gunung Sari Village. In this study, a descriptive analysis method is used to identify strategic measures and effective business models for sharia microfinance institutions at the village level. The results of this study show that designing the right sharia microfinance institution can contribute significantly to local economic development and the welfare of local communities. With this study, it can be concluded that the development of sharia microfinance institutions at the village level requires a careful, thorough and focused approach to ensure their sustainability and success.
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Pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pengetahuan dan pemahaman masyarakat tentang perencanaan keuangan syariah bagi keluarga pada Desa Purwabakti Kecamatan Pamijahan Kabupaten Bogor. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode Deskriptif, dan untuk pelaksanaan kegiatan penyuluhan dengan teknik pengumpulan data wawancara, observasi, dan dokumentasi. Hasil dari pengabdian kepada masyarakat ini ialah menunjukkan bahwa pengetahuan masyarakat tentang perencanaan keuangan keluarga masih rendah. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa Penyuluhan kepada masyarakat merupakan Langkah yang bagus untuk masyarat agar yang sudah berumah tangga bisa melakukan perencanaan keuangan keluarga yang baik  agar bisa mesejahterakan keluarga.
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This community service aims to increase community knowledge and understanding of sharia financial planning for families in Purwabakti Village, Pamijahan District, Bogor Regency. In this community service, activities are carried out based on the descriptive method, and the implementation of outreach activities uses interview, observation and documentation data collection techniques. The result of this community service shows that public knowledge about family financial planning is still low. With this service to the community, it can be concluded that community outreach is a good step for the community so that those who are married can carry out good family financial planning in order to make their family prosperous.
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Pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pengetahuan dan pemahaman masyarakat terhadap perbankan syariah serta mengurangi pemanfaatan perbankan ribawi oleh masyarakat. Subyek bakti sosial ini adalah Desa Purwabakti, Kecamatan Pamijahan, Kabupaten Bogor, Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini menurut dalam metode Turun Lapang memberikan dampak kepada masyarakat dan informasi baru dalam memilih perbankan syariah yang tepat agar terhindar dari bank yang suku bunganya tinggi. Dengan adanya pengabdian kepada masyarakat ini dapat disimpulkan bahwa penting untuk melakukan edukasi kepada masyarakat agar memberikan pemahaman yang jelas kepada masyarakat setempat
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This community service aims to increase public knowledge and understanding of sharia banking and reduce the use of ribawi banking by the public. The subject of this social service is Purwabakti Village, Pamijahan District, Bogor Regency, West Java Province. In this community service, according to the method field research, it provides an impact on the community and new information in choosing the right sharia banking to avoid banks with high interest rates. With this community service, it can be concluded that it is important to provide education to the community in order to provide a clear understanding to the local community.
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Perencanaan keuangan syariah merupakan aspek penting dalam kehidupan keluarga muslim. Penelitian ini bertujuan untuk menganalisis perencanaan keuangan syariah bagi keluarga pada Desa Ciasmara agar dapat mengelola keuangan mereka sesuai dengan prinsip syariah. Subjek penelitian ini adalah keluarga di Desa Ciasmara. Dalam penelitian ini menggunakan metode ABCD. Hasil penelitian menunjukkan bahwa perencanaan keuangan syariah yang diterapkan oleh keluarga di Desa Ciasmara masih belum optimal. Hal ini disebabkan oleh beberapa faktor, yaitu kurangnya pengetahuan tentang keuangan syariah, akses informasi yang terbatas, dan budaya konsumtif.
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Sharia financial planning is an important aspect in Muslim family life. This research aims to analyze sharia financial planning for families in Ciasmara Village so they can manage their finances in accordance with sharia principles. The subjects of this research were families in Ciasmara Village. This research uses ABCD methods. The research results show that the sharia financial planning implemented by families in Ciasmara Village is still not optimal. This is caused by several factors, namely lack of knowledge about Islamic finance, limited access to information, and consumer culture.
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Kegiatan pengabdian kepada masyarakat ini membahas tentang memprogramkan pengenalan Bank Syariah kepada masyarakat Desa Ciasmara Kecamatan Pamijahan Kabupaten Bogor. Tujuan dilakukannya pengabdian kepada masyarakat ini memberikan pengenalan tentang Bank Syariah kepada masyarakat Desa Ciasmara Kecamatan Pamijahan Kabupaten Bogor dengan harapan masyarakat dapat lebih memahami akan adanya Bank Syariah. Metode pengabdian kepada masyarakat yang digunakan adalah metode sosialisasi. Hasil dari kegiatan ini adalah dapat memberikan pengetahuan kepada masyarakat Desa Ciasmara Kecamatan Pamijahan Kabupaten Bogor tentang Bank Syariah secara terperinci.
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This Community Service activity discusses the program to introduce Islamic Banks to the people Ciasmara Village, District Pamijahan, Bogor Regency. The aim of this community service is to provide an introduction to Islamic Banks to the people of Ciasmara Village, Distric Pamijahan, Bogor Regency. The community service method used is socialization. The result of this activity is provide knowledge to the people of Ciasmara Village, Pamijahan District, Bogor Regency about Islamic Banks in detail.
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Kegiatan pengabdian  masyarakat ini bertujuan untuk memperkenalkan Bank Syariah Kepada Masyarakat Desa Cimayang, Kecamatan Pamijahan Kabupaten Bogor, Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode transparansi partisipsi. Hasil dari pengabdian kepada masyarakat ini ialah masyarakat Desa Cimayang jadi lebih mengenal tentang Bank Syariah secara terperinci.
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This community service activity aims to introduce Sharia Banking to the Community of Cimayang Village, Pamijahan District, Bogor Regency, West Java Province. In this community service, activities are carried out based on the transparency and participation method. The result of this community service is that the people of Cimayang Village know more about Syariah Banking in detail.
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LKMS merupakan Lembaga Keuangan yang berorientasi pada upaya peningkatan kesejahteraan anggota dan masyarakat. Lahirnya Lembaga Keuangan Mikro Syariah di Indonesia merupakan salah satu jawaban melihat perkembangan Perbankan Syariah yang masih terpusat kepada masyarakat menengah ke atas. Sedangkan pada Desa Pasarean yang sebagian besar masyarakatnya pendapatan penghasilannya dari pertanian, perkebunan dan UMKM. Kegiatan pengabdian penyuluhan dan sosialisasi mengenai Lembaga Keuangan Mikro Syariah ini dilaksanakan di Kantor Desa Pasarean, Kecamatan Pamijahan, Kabupaten , Bogor Jawa Barat. Sasaran pada kegiatan PKM ini adalah para orang dewasa terutama pada pemodal. Kegiatan ini dilaksanakan secara tatap muka (On the spot training) yang dimulai dengan observasi dan koordinasi dan perizinan dengan Kepala Desa setempat mengenai rencana kegiatan yang akan dilakukan dilingkungan tersebut mengenai ketersediaan tempat, waktu, dan peserta.Kegiatan pengabdian dilaksanakan menggunakan beberapa tahapan yaitu tahap persiapan, tahap pelaksanaan sosialisasi mengenai Lembaga Keuangan Mikro Syariah dan tahap pelaporan. Metode yang digunakan dalam pelaksanaan kegiatan PKM adalah sosialisasi dengan teknik penyuluhan dalam bentuk ceramah atau memaparkan materi berupa teori dan video film pendek yang berhubungan dengan tema yang kita ambil, tanya jawab dan diskusi. Hasil kegiatan menunjukan meningkatnya kepahaman dan kesadaran masyarakat terhadap Lembaga Keuangan Mikro Syariah.
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MFIs are Financial Institutions that are oriented towards improving the welfare of members and the community. The birth of Sharia Microfinance Institutions in Indonesia is one of the answers to see the development of Sharia Banking which is still centralized to the upper middle class. while in Pasarean Village, most of the people have income from agriculture, plantations and MSMEs. This counseling and socialization service activity regarding Sharia Microfinance Institutions was carried out at the Pasarean Village Office, Pamijahan District, Regency, Bogor Jawa Barat. The target of this PKM activity is adults, especially investors. This activity is carried out face-to-face (On the spot training) which begins with observation and coordination and licensing with the local Village Head regarding the plan of activities to be carried out in the environment regarding the availability of places, times, and participants. Service activities are carried out using several stages, namely preparation, socializationon Sharia Microfinance Institutions and reporting. The method used in the implementation of PKM activities is socialization with counseling techniques in the form of lectures or presenting material in the form of theory and short film videos related to the theme we take, questions and answers and discussions. The results of the activity show an increase in public understanding and awareness of Sharia Microfinance Institutions.
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Perencanaan keuangan keluarga sebagai suatu proses yang sistematis, komprehensif dan terencana untuk mengidentifikasi dan menganalisis kebutuhan dan tujuan investasi seseorang untuk mencapai tujuan keuangan keluarga, hal ini sangat penting untuk mencapai kesejahteraan keluarga. Nilai-nilai dasar Islam sangat dibutuhkan sebagai pedoman dalam perencanaan keuangan keluarga. Program pengabdian masyarakat ini bertujuan untuk mensosialisasikan ekonomi syariah dalam pengelolaan keuangan keluarga sebagai upaya peningkatan perencanaan keuangan rumah tangga, dengan mengambil pelajaran dari pembelajaran di desa Pamijahan. Hasil dari kegiatan ini menunjukkan semangat untuk segera mengimplementasikan perencanaan keuangan keluarga syariah
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Family financial planning as a systematic, comprehensive and planned process for identifying and analyzing one's investment needs and goals to achieve family financial goals, this is very important for achieving family welfare. Basic Islamic values ​​are needed as a guide in family financial planning. This community service program aims to socialize sharia economics in family financial management as an effort to improve household financial planning, by taking lessons from learning in the village of Pamijahan. The result of this activity shows the enthusiasm to immediately implement sharia family financial planning
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Keuangan Syariah secara umumnya dan Perbankan Syariah secara khususnya merupakan hal yang sangat penting diperhatikan bagi masyarakat muslim. Hal ini dikarenakan sebagai umat beragama dituntut untuk menjalankan aturan-aturan yang telah ditetapkan dan menjalankannya secara menyeluruh baik dalam ibadah, sosial, politik, dan ekonomi. namun, masih didapati bahwa banyak dari masyarakat muslim yang belum sepenuhnya mengetahui tentang keuangan syariah dan lembaga-lembaga yang bergerak dikeuangan syariah khususnya bank. oleh karena itu diperlukan sosialisasi melalui program pengabdian masyarakat mengenai keuangan syariah dan perbankan syariah. pengabdian kepada masyarakat ini dilaksanakan di Desa Ciasihan Kecamatan Pamijahan Kabupaten Bogor
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Islamic finance in general and Islamic banking in particular are very important matters for the attention of the Muslim community. This is because as religious people are required to carry out the rules that have been set and run them thoroughly both in worship, social, political and economic. however, it is still found that many of the Muslim community do not fully know about Islamic finance and institutions engaged in Islamic finance, especially banks. therefore it is necessary to socialize through community service programs regarding Islamic finance and Islamic banking. This community service is carried out in Ciasihan Village, Pamijahan District, Bogor Regency
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Kegiatan pengabdian masyarakat ini membahas tentang pengenalan Bank Syariah kepad masyarakat Desa Cibitung Kulon Kecamatan Pamijahan Kabupaten Bogor. Tujuan kegiatan pengabdian masyarakat ini memberikan pengenalan tentang perbankan syariah kepada masyarakat Desa Cibitung Kulon dengan harapan masyarakat di desa ini bisa memahami akan adanya perbankan syariah saat ini yang sudah ada dimana-mana baik di desa maupun di perkotaan. Metode pengabdian kepada masyarakat yang digunakan dalam pengabdian masyarakat ini ialah metode transparansi partisipsi. Hasil dari kegiatan pengabdian kepada masyarakat ini adalah dapat memberikan pengetahuan dan wawasan kepada masyarakat Desa Cibitung Kulon Kecamatan Pamijahan tentang Bank Syariah secara terperinci.
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This community service activity discusses the introduction of Sharia Banking to the people of Desa Cibitung Kulon, Kecamatan Pamijahan, Kabupaten Bogor. The aim of this community service activity is to provide an introduction to sharia banking to the people of Desa Cibitung Kulon with the hope that the people in this village can understand the existence of sharia banking which is now everywhere, both in villages and urban areas. The community service method used in this community service is the participatory transparency method. The result of this community service activity is that it can provide knowledge and insight to the people of Desa Cibitung Kulon, Kecamatan Pamijahan, Kabupaten Bogor about Sharia Banking in detail.
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Kemajuan ekonomi dan inklusi keuangan memiliki peran penting dalam mewujudkan pembangunan berkelanjutan dan pemberdayaan masyarakat. Dalam konteks ini, lembaga keuangan mikro syariah muncul sebagai alternatif yang menjanjikan untuk mendorong pertumbuhan ekonomi lokal dengan memadukan prinsip-prinsip ekonomi syariah dan inklusi keuangan. Pengabdian kepada masyarakat ini bertujuan untuk menganalisis implementasi lembaga keuangan mikro syariah pada masyarakat desa Cibitung Kulon dengan fokus pada pendekatan inklusi keuangan dan dampak ekonomi yang dihasilkan. Subjek pengabdian kepada masyarakat ini adalah masyarakat Desa/Kelurahan Cibitung Kulon Kecamatan Pamijahan Kabupaten Bogor Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode pendekatan kualitatif, data dikumpulkan melalui wawancara mendalam dengan anggota masyarakat dan stakeholders terkait, serta observasi langsung di lapangan. Analisis data dilakukan dengan metode content analysis untuk memahami persepsi dan pengalaman masyarakat terkait lembaga keuangan mikro syariah.Hasil dari pengabdian kepada masyarakat ini ialah peningkatan signifikan dalam inklusi keuangan di Desa Cibitung Kulon melalui partisipasi aktif masyarakat dalam lembaga keuangan mikro syariah. Keterlibatan masyarakat dalam kegiatan ekonomi lokal terbukti menghasilkan dampak ekonomi yang positif, termasuk peningkatan produksi dan pendapatan. Hubungan simbiotik antara inklusi keuangan dan dampak ekonomi telah teridentifikasi, di mana akses terhadap pembiayaan mikro syariah telah mendorong pertumbuhan bisnis skala kecil dan menengah serta pemberdayaan ekonomi masyarakat. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa implementasi lembaga keuangan mikro syariah dalam desa mampu mendorong inklusi keuangan yang lebih luas dan menghasilkan dampak positif terhadap ekonomi lokal. Penelitian ini memberikan wawasan penting bagi pengambilan kebijakan di bidang inklusi keuangan serta memberikan rekomendasi bagi pengembangan lembaga keuangan mikro syariah yang lebih efektif dan berkelanjutan di tingkat desa.
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Economic progress and financial inclusion have an important role in realizing sustainable development and community empowerment. In this context, Islamic microfinance institutions emerge as a promising alternative to encourage local economic growth by integrating Islamic economic principles and financial inclusion. This community service aims to analyze the implementation of sharia microfinance institutions in the Cibitung Kulon village community with a focus on the financial inclusion approach and the resulting economic impact. The subject of this community service is the people of Cibitung Kulon Village/Subdistrict, Pamijahan District, Bogor Regency, West Java Province. In this community service activity is carried out based on a qualitative approach method, data is collected through in-depth interviews with community members and relevant stakeholders, as well as direct field observations. Data analysis was carried out by the method content analysis to understand community perceptions and experiences regarding Islamic microfinance institutions. The result of this community service is a significant increase in financial inclusion in Cibitung Kulon Village through the active participation of the community in Islamic microfinance institutions. Community involvement in local economic activities has been proven to produce positive economic impacts, including increased production and income. A symbiotic relationship between financial inclusion and economic impact has been identified, in which access to sharia microfinance has driven the growth of small and medium scale businesses and community economic empowerment. With this community service, it can be concluded that the implementation of Islamic microfinance institutions in villages is able to encourage broader financial inclusion and produce a positive impact on the local economy. This research provides important insights for policy making in the field of financial inclusion and provides recommendations for the development of more effective and sustainable Islamic microfinance institutions at the village level.
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Kegiatan pengabdian kepada masyarakat ini membahas tentang Pengenalan Bank Syariah di Desa Gunung Sari Kecamatan Pamijahan Kabupaten Bogor. Program pengenalan bank syariah di desa membutuhkan pendekatan yang komprehensif melalui pendidikan, pelatihan dan dukungan dari pemerintah daerah, lembaga keuangan syariah dan masyarakat setempat. Tujuan dari kegiatan pengabdian kepada masyarakat ini adalah untuk memberikan pengenalan Bank Syariah kepada masyarakat Desa Gunung Sari Kecamatan Pamijahan Kabupaten Bogor dengan harapan masyarakat dapat lebih memahami keberadaan Bank Syariah. Metode Pengabdian Kepada Masyarakat Desa Gunung Sari menggunakan metode Transparansi Partisipatif yang bersifat prospektif ke depannya melalui kegiatan pengabdian kepada masyarakat. Hasil dari kegiatan ini mampu memberikan wawasan dan pemahaman kepada masyarakat Desa Gunung Sari, Kecamatan Pamijahan, Kabupaten Bogor mengenai Bank Syariah secara detail.
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This community service activity discusses the Introduction of Sharia Banks in Gunung Sari Village, Pamijahan District, Bogor Regency. The program to introduce Islamic banks in villages requires a comprehensive approach through education, training and support from the local government, Islamic financial institutions and the local community. The purpose of this community service activity is to provide an introduction to Sharia Banks to the people of Gunung Sari Village, Pamijahan District, Bogor Regency with the hope that the community can better understand the existence of Sharia Banks. The Gunung Sari Village Community Service Method uses the Participatory Transparency method which is prospective in the future through community service activities. The results of this activity were able to provide insight and understanding to the people of Gunung Sari Village, Pamijahan District, Bogor Regency regarding Sharia Banks in detail.
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Pengabdian kepada Masyarakat ini bertujuan untuk merancang lembaga keuangan mikro syariah. Subjek pengabdian Masyarakat ini adalah Masyarakat Desa Gunung Picung, Kecamatan Pamijahan, Kabupaten Bogor, Provinsi Jawa Barat.pengabdian ini ditujukan untuk Lembaga keuangan mikro syariah agar UMKM mendapatkan pembiayaan lebih terpenuhi dan mendapatkan nasabah yang tepat. Dengan terbatasnya modal usaha pada usaha di desa gunung picung Lembaga keuangan mikro syariah dapat memberikan modal dan menjadikan usaha menjadi lebih baik.metode yang digunakan dalam penelitian ini yaitu metode pendekatan kepada Masyarakat.lembaga keuangan mikro syariah merupakan Lembaga keuangan yang diandalkan untuk Masyarakat Ketika ingin membutuhkan uang untuk modal usaha atau segala bentuk kebutuhan apapun. Dengan adanya pengabdian ini dapat disimpulkan bahwa Lembaga keuangan harus memilih nasabah yang tepat agar dapat mensejahterakan Masyarakat, pelaku UMKM dan memberikan keuntungan bagi Lembaga keuangan.
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This Community Service aims to design Islamic microfinance institutions. The subject of this community service is the community of Gunung Picung Village, Pamijahan District, Bogor Regency, West Java Province.This service is intended for Islamic microfinance institutions so that MSMEs get more fulfilled financing and get the right customers. With limited business capital in the village of Gunung Picung Islamic microfinance institutions can provide capital and make the business better.the method used in this study is the method of approach to the community.Islamic microfinance institutions are financial institutions that are relied on for the community when they want to need money for business capital or any form of need. With this dedication, it can be concluded that financial institutions must choose the right customers in order to prosper the community, MSME actors and provide benefits for financial institutions.
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Pengabdian kepada masyarakat ini bertujuan untuk memperkenalkan bank syariah Subjek pengabdian kepada masyarakat  ini adalah masyarakat Desa Gunung Picung Kecamatan Pamijahan Kabupaten Bogor Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode pendekatan sosialisasi presentasi, Hasil dari pengabdian kepada masyarakat ini ialah terlaksananya kegiatan sosialisasi pengenalan bank syariah, Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa kegiatan ini memiliki dampak yang baik bagi masyarakat Desa Gunung Picung terutama pelaku usaha yang membutuhkan modal usaha.
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Community service aims to sharia banking The subject of this community service is the Village Gunung Picung, Subdistric Pamijahan District/City Bogor, Province Jawa Barat In this community service, activities are carried out based on the following methods socialiszation and presentation The results of this community service are implementation of sharia bank recognition activities, With this community service, it can be concluded that activity has a good impacy on the community of Gunung Picung Village, especially business actors who need business capital.
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Pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pengetahuan dan pemahaman masyarakat tentang perencanaan keuangan syariah bagi keluarga pada Desa Gunung Picung Kecamatan Pamijahan Kabupaten Bogor. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode Deskriptif, dan untuk pelaksanaan kegiatan penyuluhan dengan teknik pengumpulan data wawancara, dokumentasi serta observasi. Hasil dari pengabdian kepada masyarakat ini ialah menunjukkan bahwa pengetahuan masyarakat tentang perencanaan keuangan keluarga masih rendah. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa Penyuluhan kepada masyarakat dan Sahabat Usaha Mikro Kecil Menengah (UMKM) merupakan upaya strategis untuk memberdayakan masyarakat dan Ibu/Bapak yang sudah berumah tangga untuk melakukan perencanaan keuangan keluarga yang baik dan teratur, sehingga masyarakat dapat membantu dirinya sendiri.
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This community service aims to increase public knowledge and understandingof sharia financial planning for families in Gunung Picung Village, Pamijahan District, Bogor Regency. In this community service, activities are carried out based on the descriptive method, and for the impementation of extension activities using interview data collection techniques, documentation and observation. The results of this community service show that people’s knowledge about family financial planning is stil low. With this community service, it can be concluded that counseling to the community and Friends of Micro. Small and Medium Enterprises (UMKM) is a strategic effort to empower the community and married mothers/fathers to carry out good and orderly family financial planning, so that the community can help themselves alone. 
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Lembaga Keuangan Mikro Syariah (LKMS) merupakan lembaga keuangan yang berorientasi pada upaya peningkatan kesejahteraan masyarakat, dan keuangan mikro dibutuhkan oleh kelompok masyarakat kecil dan menengah baik untuk konsumsi maupun produksi serta untuk modal usaha. Oleh karena itu diperlukan program pengabdian masyarakat melalui sosialisasi yang dapat mendukung pertumbuhan ekonomi diwilayah tersebut. Kegiatan pengabdian masyarakat ini dilaksanakan dengan tujuan memberikan pengetahuan serta informasi kepada masyarakat mengenai bagaimana memilih produk pembiayaan yang tepat yang berbasiskan syariah Islam melalui kerjasama dengan lembaga keuangan syariah. Pengabdian kepada masyarakat ini dilaksanakan di Desa Cibening, Kecamatan Pamijahan, Kabupaten Bogor.
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Islamic banks and Islamic microfinance institutions (LKMS) are financial institutions that are oriented towards improving people's welfare, and microfinance is needed by small and medium-sized groups of people both for consumption and production as well as for business capital. Therefore a community service program is needed through outreach that can support economic growth in the region. This community service activity is carried out with the aim of providing knowledge and information to the public regarding how to choose the right financing product based on Islamic sharia through collaboration with sharia financial institutions. This community service was carried out in Cibening Village, Pamijahan District, Bogor Regency.
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Dalam rangka pengabdian ke masyarakat, sekaligus mensosialisasikan tentang perencanaan keuangan syariah bagi keluarga kepada masyarakat Desa Cibening, Kecamatan Pamijahan, Kabupaten Bogor, Provinsi Jawa Barat, di sambut dengan baik oleh masyarakat dan masyarakat juga mampu memahami pentingnya malakukan perencanaan keuangan keluarga sesuai dengan Syariah yang dianjurkan sehingga setiap keluarga mampu mengontrol keuangan dan perencanaan masa depan keluarga. Perencanaan keuangan syariah adalah sebuah metode untuk merencanakan keuangan keluarga di masa kini dan masa mendatang yang tidak melanggar aturan syariat islam, perencanaan keuangan syariah ini meliputi pembukuan rumah tangga, pembuatan catatan arus kas, mengetahui keuangan keluarga yang sehat atau ideal, transaksi-transaksi yang dilarang agama, menetukan tujuan keuangan  
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In the context of community service, as well as socializing sharia financial planning for families to the people of Cibening Village, Pamijahan District, Bogor Regency, West Java Province, was well received by the community and the community was also able to understand the importance of planning family finances in accordance with Sharia recommended so that each family is able to control finances and plan for the future of the family. Sharia financial planning is a method for planning family finances in the present and the future which does not violate the rules of Islamic law, this Sharia financial planning includes household bookkeeping, making cash flow records, knowing healthy or ideal family finances, transactions that are prohibited religion, set financial goals.
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Kegiatan Pengabdian masyarakat ini diselenggarakan atas kerjasama LPPM Institut Agama Islam Sahid Bogor dengan Kelompok Ibu–ibu Purwabakti, Desa Gunung Sari. Secara umum kegiatan yang dilakukan lancar tanpa terkendala apapun. Ibu rumah tangga mempunyai posisi penting sebagai pengatur keuangan keluarga. Latar belakang pelaksanaan kegiatan dikarenakan tingkat pemahaman mitra sasara terhadap pentingnya perencanaan dan cara melakukan pengelolaan keuangankeluarga yang masih tergolong rendah. Mitra sasaran juga belum memahami pentingnya berinvestasi untuk meningkatkan pendapatan keluarga. Tujuan penyuluhan ini untuk memberikan pemahaman dan pengetahuan mengenai pentingnya perencanaan keuangan dan bagaimana melakukan pengelolaan keuangan yang baik di lingkungan keluarga.
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This community service activity was held in collaboration with the LPPM Sahid Bogor Islamic Institute and the Purwabakti Women's Group, Gunung Sari Village. In general, the activities carried out smoothly without any problems. Housewives have an important position as family financial regulators. The background to the implementation of the activity is due to the level of understanding of the target partners on the importance of planning and how to manage family finances which is still relatively low. Target partners also do not understand the importance of investing to increase family income. The purpose of this counseling is to provide understanding and knowledge about the importance of financial planning and how to carry out good financial management in the family environment. 
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Implementasi keuangan syariah saat ini harus diarahkan tidak hanya terfokus pada kegiatan perbankan. Sistem keuangan syariah dimaksudkan untuk memberikan manfaat bagi perekonomian masyarakat secara keseluruhan termasuk pengelolaan keuangan keluarga. Agama apapun sejalan dengan konsep ini terutama Islam sebagai rahmat bagi alam semesta. Program pelayanan masyarakat ini bertujuan untuk mensosialisasikan ekonomi syariah dalam pengelolaan keuangan keluarga sebagai upaya untuk memperbaiki perencanaan keuangan rumah tangga, dengan pesertanya adalah keluarga di Desa Ciasihan. Hasilnya Kegiatan tersebut menunjukkan semangat untuk segera menerapkan perencanaan keuangan keluarga syariah.
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Implementation of the sharia financial should be directed not only focused on banking activities. Sharia financial system is intended to provide benefits to the economy as a whole, including the management of family finances. Any religion in line with this concept is primarily Islamic as a mercy to the universe. This community service program aimsto socialize sharia economy in family financial management, by taking lessons from family in Ciasihan Village. The result shows the spirit to immediately implement the sharia family financial planning.
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Pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pengetahuan serta menekankan pentingnya keuangan keuangan syariah bagi keluarga Subjek pengabdian kepada masyarakat ini adalah masyarakat Desa Cibitung Kulon. Kecamatan Pamijahan. Kabupaten Bogor Provinsi Jawa Barat Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode survey, penyuluhan dan pelatihan serta evaluasi kegiatan. Hasil dari pengabdian kepada masyarakat ini ialah masyarakat dapat lebih paham dan mengetahui pentingnya perencanaan keuangan Syariah. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa Permasalahan yang terlihat tidak hanya disebabkan oleh kurangnya pemahaman, tetapi juga oleh masyarakat yang belum mengutamakan perencanaan keuangan dalam lingkungan keluarga mereka sehingga dengan pengabdian masyarakat ini semua peserta dapat memahami pentingnya perencanaan keuangan syariah bagi keluarga
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This community service aims to increase knowledge and emphasize the importance of Islamic finance for families. The subject of this community service is the people of Cibitung Kulon Village. Pamijahan district. Bogor Regency, West Java Province In community service, activities are carried out based on survey, counseling and training methods as well as activity evaluation. The result of this community service is that people can better understand and know the importance of Islamic financial planning. With this community service, it can be concluded that the visible problems are not only caused by a lack of understanding, but also by people who have not prioritized financial planning within their family environment so that with this community service all participants can understand the importance of sharia financial planning for families.
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Pelaksanaan pengabdian kepada masyarakat di Desa Pamijahan, Kecamatan Pamijahan, Kabupaten Bogor Jawa Barat. Potensi yang dimiliki Desa Pamijahan sangat melimpah seperti dalam bidang pertanian, perkebunan dan terdapat wisata yang perlu dikembangkan, sehingga perlunya Sumber Daya Manusia (SDM) yang berkualitas sehingga perlu adanya pemahaman dalam pengelolaan dan mengembangkan potensi Desa Pamijahan. maka tujuan kegiatan pengabdian kepada masyarakat ini dilakukan untuk membantu masyarakat mengenal bank syariah. Pengabdian kepada masyarakat yang diawali dengan observasi ke Desa setempat untuk mengetahui serta memahami potensi yang dimiliki. Kemudian dilakukan perencanaan, pelaksanaan serta evaluasi. Hasil observasi tersebut potensi yang dimiliki sangat banyak, serta penduduk Desa Pamijahan mayoritas belum mengenal lebih mendalam tentang bank syariah, dengan masih belum banyak pengguna bank syariah. Metode yang digunakan adalah dengan sosialisasi. hasil kegiatan sosialisasi ini adalah membantu masyarakat dalam mengenal bank syariah serta memotivasi masyarakat dalam menggunakan bank syariah.
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Implementation of community service in Pamijahan Village, Pamijahan District, Bogor Regency, West Java. The potential of Pamijahan Village is very abundant, such as in the fields of agriculture, plantations and there are tourism that need to be developed, so the need for qualified Human Resources (HR) so that there is an understanding in managing and developing the potential of Pamijahan Village. then the purpose of this community service activity is to help the public get to know Islamic banks. Community service that begins with observations of local villages to find out and understand their potential. Then do the planning, implementation and evaluation. The results of this observation show that there is a lot of potential, and the majority of Pamijahan Village residents do not know more about Islamic banks, with not many Islamic bank users. The method used is socialization. the result of this socialization activity is to help the community in getting to know Islamic banks and to motivate people to use Islamic banks.
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Program pengembangan Desa Cibitung Wetan untuk meningkatkan perekonomian dilakukan dengan berbagai macam program perberdayaan masyarakat,salah satunya dengan kegiatan literasi keuangan mikro syariah. permasalahan dari mitra di antaranya adalah aspek manajemen keuangan. Metode yang digunakan adalah pelatihan teori dan praktik. Adapun hasil dari kegiatan pengabdian kepada masyarakat ini adalah mitra memiliki kemampuan pengelola manajemen keuangan, maka sebagian masyarakat dan tenaga pemasaran lembaga keuangan mikro tersebut menjalin kerja sama yang baik untuk meningkatkan ekonomi keluarga.
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The Cibitung Wetan Village development program to improve the economy is carried out with various kinds of community empowerment programs, one of which is with Islamic microfinance literacy activities. problems from partners include aspects of financial management. The method used is theoretical and practical training. The result of this community service activity is that partners have the ability to manage financial management, then some of the public and marketing personnel these microfinance institutions establish good cooperation to improve the economy family.
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Pengabdian kepada masyarakat ini bertujuan untuk memperkenalkan tetang Bank Syariah secara rinci.  Subjek pengabdian kepada masyarakat  ini adalah masyarakat Desa Cibitung Wetan Kecamatan Pamijahan Kabupaten Bogor Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode penyuluhan atau ceramah interaktif. Hasil dari pengabdian kepada masyarakat ini ialah akan dilaksanakan penyuluhan dan perkenalan mengenai perbankan syariah secara mendalam dan rinci dengan melibatkan Desa Cibitung Wetan dengan Pusat Studi Ekonomi dan Bisnis Islam Institut Agama Islam Sahid Bogor, selanjutnya akan dilakukan proses semacam peyuluhan secara rutin mengenai perbankan syariah. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa kegiatan ini bertujuan memperkenalkan akan literasi tentang perbankan syariah pada seluruh lapisan masyarakat yang ada di Desa Cibitung Wetan serta dengan melaksanakan evaluasi kegiatan saat pengenalan tentang bank syariah.
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This community service aims to introduce Islamic banking in detail. The subject of this community service is the people of Cibitung Wetan Village, Pamijahan District, Bogor Regency, West Java Province. In community service activities are carried out based on counseling methods or interactive lectures. The result of this community service is that counseling and introductions about Islamic banking will be carried out in depth and detail by involving the Cibitung Wetan Village with the Center for Islamic Economics and Business Studies at Institut Agama Islam Sahid Bogor, then a process such as routine counseling on sharia banking will be carried out. With this community service, it can be concluded that this activity aims to introduce literacy about Islamic banking to all levels of society in Cibitung Wetan Village as well as by carrying out activity evaluations when introducing Islamic banks.
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Pengabdian Masyarakat ini bertujuan untuk meningkatkan pengetahuan dan keterampilan dalam merencanakan, menyusun dan mengelola keuangan syariah bagi Masyarakat Desa Pasarean, Kecamatan Pamijahan, Kabupaten Bogor. Permasalahan yang dihadapi adalah pertama, keterbatasan pengetahuan tentang perencanaan keuangan berbasis syariah. Kedua, kurangnya keterampilan dan kemampuan menyusun anggaran untuk pengelolaan keuangan berbasis syariah. Solusi dari permasalahan tersebut antara lain: pertama, pelatihan untuk menambah pengetahuan tentang perencanaan keuangan syariah. Kedua, pelatihan penyusunan anggaran yang ideal. Solusi ini diharapkan dapat merencanakan dan menyusun anggaran pengelolaan keuangan syariah agar tidak memiliki gaya hidup yang berkeinginan mengikuti tren yang sedang muncul atau berkembang yang dapat mengarah pada hedonisme dan sifat merugikan lainnya. Luaran dari kegiatan ini adalah peningkatan pengetahuan dan peningkatan keterampilan dalam menyusun anggaran yang menunjukkan semangat untuk segera melaksanakan perencanaan keuangan keluarga syariah.
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This Community Service aims to increase knowledge and skills in planning, compiling and managing Islamic finance for the Pasarean Village Community, Pamijahan District, Bogor Regency. The problem faced is the first, limited knowledge of sharia-based financial planning. Second, the lack of skills and ability to prepare budgets for sharia-based financial management. The solutions to these problems include: first, training to increase knowledge about sharia financial planning. Second, training in preparing an ideal budget. It is hoped that this solution will be able to plan and compile budgets for Islamic financial management so that they do not have a lifestyle with the desire to follow an emerging or developing trend that can lead to hedonism and other detrimental characteristics. The output of this activity is an increase in knowledge and an increase in skills in preparing the budget which shows the enthusiasm to immediately implement sharia family financial planning.
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Implementasi ekonomi syariah saat ini harus diarahkan tidak hanya terfokus pada kegiatan perbankan. Sistem ekonomi syariah dimaksudkan untuk memberikan manfaat bagi perekonomian masyarakat secara keseluruhan termasuk pengelolaan keuangan keluarga. Agama apapun sejalan dengan konsep ini terutama Islam sebagai rahmat bagi alam semesta. Program pelayanan masyarakat ini bertujuan untuk mensosialisasikan ekonomi syariah dalam pengelolaan keuangan keluarga sebagai upaya untuk memperbaiki perencanaan keuangan rumah tangga, dengan mengambil pelajaran dari Desa Cimayang Pamijahan Bogor. Hasilnya Kegiatan tersebut menunjukkan semangat untuk segera menerapkan perencanaan keuangan keluarga syariah.
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Implementation of the sharia economy should be directed not only focused on banking activities. Sharia economic system is intended to provide benefits to the economy as a whole, including the management of family finances. Any religion in line with this concept is primarily Islamic as a mercy to the universe. This community service program aims to socialize sharia economy in family financial management, by from Village of Cimayang Pamijahan Bogor learning in assemblies. The result shows the spirit to immediately implement the sharia family financial planning.
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Bank Syariah penting untuk diperhatikan untuk pembiayaan pengembangan modal usaha. Salah satu penyebab tidak berkembangnya usaha yaitu minimnya modal usaha. Oleh karena itu, diperlukan suatu program pengabdian kepada masyarakat melalui pengenalan yang mampu mendukung pertumbuhan perekonomian daerah tersebut. Kegiatan pengabdian kepada masyarakat dilakukan untuk memberikan pengetahuan dan wawasan kepada masyarakat mengenai cara memilih produk pembiayaan berbasis syariah yang tepat melalui kerjasama dengan Bank Syariah Indonesia. Pengabdian kepada masyarakat dilaksanakan di Desa Cibening, Kecamatan Pamijahan, Kabupaten Bogor.
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Islamic Banks are very important to pay attention to finance business capital development. One of the causes of not developing a business is a lack of business capital. Therefore, a community service program is needed through introduction that is able to support regional economic growth. Community service activities are carried out to provide knowledge and insight to the community regarding how to choose the right sharia-based financing products through collaboration with Islamic Banks Indonesia. This community service was carried out in Cibening Village, Pamijahan District, Bogor Regency.
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Sektor UMKM memegang peranan yang sangat penting dalam menunjang perekonomian Desa Cibitung Tengah. Faktor-faktor yang menyulitkan UMKM mengakses pembiayaan bank syariah adalah pengelola UMKM belum memiliki sistem pengelolaan keuangan yang baik, pengelolaan usaha yang masih manual dan tradisional, serta dana operasional rumah tangga dan perusahaan, sehingga tidak dapat dipisahkan. Karena keterbatasan teknis ini, pemilik UMKM tidak terlalu memikirkan tujuan bisnis dan rencana strategis jangka panjang. Di Desa Cibitung di wilayah Kabupaten Bogor, sebagian besar penduduknya masih bergantung pada sektor UMKM untuk mata pencaharian. Layanan ini bertujuan untuk memberikan pemahaman kepada para pemangku kepentingan UMKM tentang pengelolaan keuangan, rekening syariah, aturan pendanaan bank syariah, pelaporan keuangan, dan proposal pendanaan bank syariah. Metode pelaksanaan kegiatan ini adalah dengan menggunakan metode RRA (Rapid Rural Appraisal). Dengan pendampingan ini telah meningkatkan pemahaman kami tentang materi mitra kami.
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The MSME sector plays a very important role in supporting the economy of Cibitung Village. The factors that make it difficult for MSMEs to access Islamic bank financing are that MSME managers do not yet have a good financial management system, manual and traditional business management, and household and company operational funds, so that they cannot be separated. Due to these technical limitations, MSME owners do not really think about business goals and long-term strategic plans. In Cibitung Village in the Bogor Regency area, most of the population still depends on the MSME sector for their livelihoods. This service aims to provide MSME stakeholders with an understanding of financial management, sharia accounts, sharia bank funding rules, financial reporting, and sharia bank funding proposals. The method of implementing this activity is to use the RRA (Rapid Rural Appraisal) method. This assistance has increased our understanding of our partners' material.
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Pengabdian kepada masyarakat ini bertujuan untuk memprogramkan akses pembiayaan syariah bagi Usaha Mikro Kecil dan Menengah. Subjek pengabdian kepada masyarakat ini adalah masyarakat Desa Cinangneng, Kecamatan Tenjolaya, Kabupaten Bogor, Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan yang dapat memberikan pencerahan kepada UMKM. Bank syariah dan lembaga keuangan mikro syariah harus mendampingi UMKM dalam menjalankan usahanya agar pembiayaan syariah yang diberikan kepada UMKM dapat sesuai dengan tujuan pembiayaan syariah. Selain itu, bank syariah dan lembaga keuangan mikro syariah perlu terlibat secara intens untuk memonitor dan memastikan UMKM yang mendapat bantuan pembiayaan mampu mengelola keuangan dengan baik. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa masyarakat yang berkecimpung di UMKM perlu terus ditingkatkan pemahamannya bahwa pembiayaan syariah akan meningkatkan pendapatannya dan kesejahteraannya dan tentu secara langsung akan mengurangi kemiskinan. Selain itu, dengan adanya masyarakat UMKM diharapkan dapat menjadi perpanjangan tangan dalam memperkenalkan dan mendidik masyarakat biasa (non UMKM) untuk ikut terlibat dalam kegiatan usaha yang mengikut sertakan bank syariah dan lembaga keuangan syariah.
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This community service aims to program access to sharia financing for Micro, Small and Medium Enterprises. The subject of this community service is the people of Cinangneng, Tenjolaya District, Bogor Regency, West Java Province. In this community service, activities are carried out that can provide enlightenment to MSMEs. Islamic banks and Islamic microfinance institutions must assist MSMEs in running their business so that sharia financing provided to MSMEs can be in line with the objectives of sharia financing. In addition, Islamic banks and Islamic microfinance institutions need to be intensely involved in monitoring and ensuring that MSMEs that receive financing assistance are able to manage their finances properly. With this community service, it can be concluded that people who are involved in MSMEs need to continue to increase their understanding that sharia financing will increase their income and welfare and of course it will directly reduce poverty. In addition, the presence of the MSME community is expected to become an extension in introducing and educating ordinary people (non-SMEs) to be involved in business activities that involve Islamic banks and Islamic financial institutions.
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Pendidikan ekonomi bisnis Islam perlu selalu dikenalkan dan diajarkan kepada  masyarakat, yang dengan demikian masyarakat memahami Islam tidak hanya ritual ibadah saja, tetapi termasuk juga ekonomi dan bisnis. Dengan pemahaman yang baik mengenai ekonomi dan bisnis Islam, masyarakat dapat berkontribusi pada pembangunan ekonomi yang berkelanjutan dan menguatkan kesejahteraan sosial sesuai tujuan ekonomi bernegara Republik Indonesia yang terdapat di dalam pembukaan konstitusi. Kegiatan pengabdian kepada masyarakat yang dilakukan dengan berlokasi di Desa Cinangneng, Kecamatan Tenjolaya, Kabupaten Bogor, bertujuan untuk memberikan pemahaman mengenai pendidikan ekonomi dan bisnis Islam. Pada akhirnya masyarakat memahami mengenai Islam dan ekonomi dan bisnis Islam.
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Islamic business economics education needs to be introduced and taught to the public, so that the public understands Islam not only as a ritual of worship, but also as an economy and business. With a good understanding of Islamic economics and business, the community can contribute to sustainable economic development and strengthen social welfare in accordance with the economic goals of the Republic of Indonesia contained in the preamble to the constitution. The community service activity which was carried out by being located in Cinangneng Village, Tenjolaya District, Bogor Regency, aimed to provide an understanding of Islamic economic and business education. In the end, people understand Islam and Islamic economics and business.
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Pengabdian kepada masyarakat ini bertujuan untuk merancang manajemen sumber daya insani ibu rumah tangga, remaja dan anak-anak di Desa Cinangka Kecamatan Ciampea Kabupaten Bogor Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode akuntabilitas mengacu pada pertanggungjawaban serta pemberian amanah. Hasil dari pengabdian kepada masyarakat ini ialah kegiatan pembuatan produk dari limbah plastik yaitu dompet dan tas. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa Manajemen Sumber Daya Insani (MSDI) adalah bidang manajemen yang meliputi perencanaan, pengorganisasian, pelaksanaan, dan pengawasan. Manajemen sumber daya insani ini memiliki prinsip syariah yaitu: Amanah, Menyakini urgensi dan menyeru kepada kebajikan (amar ma’ruf nahi munkar), Berpikir Positif, Disiplin, Bertanggung jawab dan Menghargai Orang Lain. Dengan prinsip tersebut bersama  warga setempat mengadakan sosialisasi dan pelatihan dalam perancangan pembuatan produk dari limbah plastik yang akan dijadikan dompet dan tas serta masyarakat yang mengikuti kegiatan tersebut diberi tanggung jawab dan amanah dalam pelaporan.
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This community service aims to design human resource management for housewives, youth, and children in Cinangka Village Pamijahan Subdistrict bogor District, West Java Province. In this community service, activities are carried out based on the accountability methods where this researcher refers to accountabiliy and the privision of trust. The results of this community service are researchers carry out product activities from plastic waste, namely wallets and bags. With this community service, it can be concluded that Human Resource Management( MSDI ) is a management field that includes planning, organizing, implementing, and supervising. This human resource management has sharia principles, namely : trustworthuness, believes in urgency and calls for virtue, positive thingking, disciplined, responsible, and respect others. With this principle, researchers and local residents held socialization and training in the design of making products from plastic waste that would be used as wallets and bags and the people who participated in these activities were given responsibility and mandate in reporting.
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Pengabdian kepada masyarakat merupakan wujud nyata pelaksanaan Tri Dharma Perguruan Tinggi yakni  aspek pengabdian kepada masyarakat. Melalui kegiatan pengabdian kepada masyarakat Desa Puraseda, Kecamatan Leuwiliang, Kabupaten Bogor, maka terjadi sinergi antara perguruan tinggi dengan masyarakat sebagai wujud knowledge democracy.  Penyebarluasan ilmu pengetahuan kepada masyarakat dengan kegiatan pengabdian kepada masyarakat bertujuan memberikan pemahaman kepada masyarakat setempat tentang pentingnya pendidikan guna membantu pemerintah dalam mencerdaskan bangsa. Substansinya dalam pengabdian kepada masyarakat ini ialah merancang pendidikan ekonomi dan bisnis Islam bagi masyarakat. Pengabdian  kepada  masyarakat dilakukan melalui kegiatan: workshop pendidikan, seminar pendidikan, pengadaan sudut baca, dan mengajar. Hasil pengabdian kepada masyarakat memberikan gambaran begitu semangat untuk meningkatkan pemahaman masyarakat terutama guru dan orang tua  tentang pendidikan, ekonomi dan bisnis Islam.
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Community service is a concrete manifestation of implementing the Tri Dharma of Higher Education, namely the aspect of community service. Through community service activities in Puraseda Village, Leuwiliang District, Bogor Regency, there is synergy between universities and the community as a form of knowledge democracy. The dissemination of knowledge to the community through community service activities aims to provide local communities with an understanding of the importance of education to help the government in making the nation smarter. The substance of this community service is to design Islamic economic and business education for the community. Community service is carried out through activities: educational workshops, educational seminars, provision of reading corners, and teaching. The results of community service provide an overview of how enthusiastic it is to increase public understanding, especially teachers and parents, about Islamic education, economics and business.
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Manusia sebagai makhluk sosial manusia tak terlepas dari hubungan untuk saling berinteraksi sebab manusia memiliki keharusan sebagai khalifah di dunia dalam menciptakan kemaslahatan. Salah satu cara mwujudkan kemaslahatan tersebut yakni dengan kegiatan bisnis. Etika bisnis dalam islam menuntut perilaku yang baik, sebab saat ini banyak terjadi kerusakan moral yang makin meluas pada perusahaan. Kuatnya pemberdayaan etika yang unggul mencerminkan nama baik perusahaan. (Naranjo, 2014). Saat ini banyak pelaku bisnis yang hanya mementingkan tujuan guna mendapat keuntungan dengan menghalalkan banyak cara (Muhammad Saifullah, 2011) bahkan tak jarang mereka mengabaikan etika bisnis maupun tanaggung jawab sosial. Dalam islam umat muslim telah mengenal Nabi Muhammad SAW sebagai pelaku usaha yang sukses. Kesuksesan beliau tak terlepas dari keteladanan dan kebijaksanaan sebagai pelaku usaha sejati. Agar dalam pelaksanaannya selaras untuk menghasilkan kebermanfaatan, maka kita wajib untuk melaksanakan nilai-nilai etika bisnis (Hamzah et al., 2017). Dalam usaha meperoleh rizki yang halal merupakan sebuah kewajiban. Hal tersebut akan erdampak pada kehidupan sosial (Antonio, 2018). Hingga saat ini perkembangan ekonomi tak terlepas dari sejarah islam. Ekonomi merupakan bagian yang tak terpisah dari kegiatan manusia. (syahrizal, 2018). Dalam usaha apapun harus selalu diiringi dengan nilai-nilai ketuhanan serta apapun yang dilakukan harus bersumer dari sebuah mata air kehidupan atau biasa disebut dengan maqashid syariah.
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Humans as human social beings cannot be separated from the relationship to interact with each other because humans have the obligation as caliphs in the world in creating benefit. One way to realize these benefits is through business activities. Business ethics in Islam demands good behavior, because currently there is a lot of moral damage that is increasingly widespread in companies. The strong empowerment of superior ethics reflects the good name of the company. (Naranjo, 2014). Currently, many business people are only concerned with the goal to get profit by justifying many ways (Muhammad Saifullah, 2011) and they often ignore business ethics and social responsibility. In Islam, Muslims have recognized the Prophet Muhammad as a successful business actor. His success cannot be separated from his example and wisdom as a true business actor. So that in its implementation it is aligned to produce benefits, then we are obliged to implement the values ​​of business ethics (Hamzah et al., 2017). In an effort to obtain halal sustenance, it is an obligation. This will have an impact on social life (Antonio, 2018). Until now, economic development is inseparable from Islamic history. Economics is an inseparable part of human activities. (syahrizal, 2018). In any business, it must always be accompanied by divine values ​​and whatever is done must originate from a spring of life or commonly referred to as maqashid sharia.
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Pengabdian kepada masyarakat ini bertujuan untuk mengetahui sejauh mana pemahaman tentang pendidikan Ekonomi dan Bisnis Islam dan sasaran pengabdian ini kepada masyarakat Desa Karehkel Kecamatan Leuwiliang Kabupaten Bogor Provinsi Jawa Barat.Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode transparansi dan partisipasi sehingga masyarakat bisa ikut adil dalam kegiatan ini. Hasil dari pengabdian kepada masyarakat ini ialah Pengabdian ini dilakukan dengan cara memberikan pengenalan ekonomi dan bisnis Islam yang dilaksanakan dengan presentasi, memberikan tutorial, diskusi, dan praktik seputar materi tentang pendidikan ekonomi dan bisnis Islam. Pendidikan merupakan salah satu modal dasar pembangunan, sehingga pendidikan merupakan sebuah investasi atau modal yang utama di masa yang akan mendatang. Perencanaan pendidikan Ekonomi Islam serta praktik bisnis berdasarkan prinsip syariah dewasa ini tidak lagi merupakan keniscayaan, melainkan sudah menjadi kenyataan dan semakin marak. Lembaga ekonomi dan produk-produk bisnis islami bermunculan dan tumbuh di berbagai belahan bumi, bahkan di tengah masyarakat non muslim. Begitu pula perencanaan dan pelatihan pendidikan yang menyiapkan tenaga-tenaga untuk itu. Kajian-kajian ilmiah, mengenai konsep ekonomi dan bisnis Islam juga terus bergulir dan kian mendalam. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa Perencanaan pendidikan Islam pada hakikatnya adalah proses pengambilan keputusan atas sejumlah altenatif mengenai sasaran cara-cara yang akan dilaksanakan di masa yang akan datang guna mencapai tujuan yang dikehendaki serta pemantauan dan penilaiannya atas hasil pelasanaannya. Dan pentingnya pendidikan untuk membawa bibit pembaruan bagi perkembangan masyarakat dalam upaya peningkatan kualitas hidup masyarakat yang sejahtera dan sangat diperlukan adanya pengetahuan baru dan lebih luas.
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This community service aims to determine the extent of understanding of Islamic Economics and Business education and the target of this service to the people of Karehkel Village, Leuwiliang District, Bogor Regency, West Java Province. In this community service, activities are carried out based on transparency and participation methods so that the community can participate fairly in this activity. The result of this community service is that this service is carried out by providing an introduction to Islamic economics and business which is carried out with presentations, providing tutorials, discussions, and practices around material about Islamic economics and business education. Education is one of the basic capital of development, so education is an investment or the main capital in the future. Planning for Islamic Economics education and business practices based on sharia principles today is no longer a necessity, but has become a reality and is increasingly widespread. Economic institutions and Islamic business products are emerging and growing in various parts of the world, even in the midst of non- Muslim communities. Likewise educational planning and training that prepares the personnel for it. Scientific studies on the concept of Islamic economics and business are also continuing and deepening. With this community service, it can be concluded that Islamic education planning is essentially a decision-making process on a number of alternatives regarding the targets of the methods that will be implemented in the future in order to achieve the desired goals and monitoring and evaluating the results of their implementation. And the importance of education to bring the seeds of renewal for the development of society in an effort to improve the quality of life of a prosperous society and it is very necessary to have new and wider knowledge.
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Pembuatan tradisional gula aren yang terdapat di Desa Cibitung Wetan, Kecamatan Pamijahan, Kabupaten Bogor, banyak dilakukan Usaha Mikro Kecil Menengah atau UMKM dengan membuatnya dari nira yang berasal dari tandan bunga jantan pohon enau atau aren yang didiamkan agar mengeluarkan cairan pohon palma, seperti kelapa, dan pohon aren. Dalam pembuatan gula tersebut UMKM melakukan pembiayaan secara mandiri. Pemerintah belum banyak terlibat dalam permodalan UMKM. UMKM berharap ada investasi dari pihak lain. Produksi gula aren membutuhkan modal. Oleh karenanya dibutuhkan kerjasama antar UMKM sehingga mampu bersaing dengan bisnis pengolahan bahan nabati lainnya. Dalam hal yang demikian, pembiayan syariah dapat memasuki usaha pembuatan gula aren tersebut.
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The traditional manufacture of palm sugar in Cibitung Wetan Village, Pamijahan District, Bogor Regency, is carried out by many Micro, Small and Medium Enterprises or MSMEs by making it from palm sap which comes from the male flower bunches of palm palm trees or sugar palms which are left to let the juices out of palm trees, such as coconut, and palm trees. In making sugar, MSMEs finance independently. The government has not been involved much in capitalizing MSMEs. MSMEs hope for investment from other parties. Palm sugar production requires capital. Therefore, cooperation between MSMEs is needed so that they can compete with other vegetable material processing businesses. In such cases, sharia financing can enter the palm sugar manufacturing business.
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Pandemi Covid-19 yang terjadi di Indonesia tepatnya mulai dari tahun 2020 ini sangat memberikan dampak negatif di segala sektor, terutama di sektor ekonomi. Perekonomian Indonesia sedang berkembang namun dengan adanya pandemi ini sistem perekonomian mengalami stagnasi. Kegiatan Pengabdian Masyarakat selain bertujuan memberikan ilmu pengetahuan juga memberikan kesempatan bagi mahasiswa untuk berkontribsi di lingkungan masyarakat bahkan berkontribusi dalam bernegara, salah satunya adalah kegiatan Pengabdian Masyarakat yang dilakukan oleh Institut Agama Islam Sahid Bogor di Kampung Cikiray, Desa Bojong Jengkol, Kecamatan Ciampea, Bogor. Kampung Cikiray ini menjadi salah satu dari sekian banyak wilayah yang terkena dampak negatif dari pandemi ini seperti kehilangan pekerjaan, menurunnya daya beli masyarakat dan menjadikan perekonomian di kampung ini tidak   berkembang semestinya. Dengan adanya program pengabdian masyarakat penulis berkontribusi dengan cara mengadakan Program Kerja Pembiayaan Syariah di Kampung Cikiray ini yang di fokuskan kepada UMKM. Hal ini dilakukan tiada lain untuk mengembangkan kembali bisnis UMKM yang ada di Kampung Cikiray.
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The Covid-19 pandemic that occurred in Indonesia, precisely starting from 2020, had a very negative impact on all sectors, especially in the economic sector. The Indonesian economy is developing but with this pandemic the economic system has stagnated. Community Service Activities in addition to aiming at providing knowledge also provide opportunities for students to contribute in the community and even contribute to the state, one of which is Community Service activities carried out by students of the Sahid Islamic Institute of Bogor in Kampung Cikiray, Desa Bojong Jengkol, Kecamatan Ciampea, Bogor. This Kampung Ckiray is one of the many areas that have been negatively affected by this pandemic, such as losing their jobs, decreasing people's purchasing power and causing the economy in this village to not develop properly. With the community service program, the author contributes by holding a sharia financing work program in this Kampung Cikiray which is focused on UMKM. This is done nothing but to redevelop the UMKM business in Kampung Cikiray.
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Usaha Mikro Kecil dan Menengah di Indonesia merupakan bagian penting dari sistem perekonomian nasional karena berperan untuk mempercepat pemerataan pertumbuhan ekonomi melalui misi penyediaan lapangan usaha dan lapangan kerja, peningkatan pendapatan masyarakat dan ikut berperan dalam meningkatkan perolehan devisa serta memperkokoh struktur industri nasional. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memprogramkan akses pembiayaan syariah bagi Usaha Mikro Kecil  dan Menengah di Desa Cimanggu Satu Kecamatan Cibungbulang Kabupaten Bogor. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode Intervensi Sosial. Hasil dari pengabdian kepada masyarakat ini ialah menjadi acuan sejauhmana program yang dilaksanakan dapat berjalan, dan kemampuan setiap individu dalam masyarakat dan kelompok. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa program akses pembiayaan syariah Usaha Mikro Kecil dan Menengah merupakan faktor sangat penting bagi UMK dalam upaya mendapatkan kepercayaan lembaga keuangan formal.
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Micro, Small and Medium Enterprises in Indonesia are an important part of the national economic system because they play a role in accelerating equitable distribution of economic growth through the mission of providing business and employment opportunities, increasing people's income and playing a role in increasing foreign exchange earnings and strengthening the structure of the national industry. access to sharia financing for Micro, Small and Medium Enterprises in Cimanggu Satu Village, Cibungbulang District, Bogor Regency. In this community service, activities are carried out based on the Social Intervention method. The results of this community service are a reference to how far the program implemented can run, the ability of each individual in the community and groups. trust in formal financial institutions.
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Pengabdian kepada masyarakat di Desa Ciaruteun Ilir yaitu merancang sebuah pembelajaran ekonomi dan bisnis Islam dengan rancangan pembelajaran sebagai berikut: memberikan sosialisasi, belajar bersama tentang ekonomi dan bisnis Islam, karrena ekonomi Islam pada daarnya adalah ekonomi yang membuat jiwa insan menjadi jiwa yang tangguh, kreatif dan juga inovatif sehingga perekonomian yang ada didaerah ini menjadi lebih maju dan berkembang sehingga penduduk yang ada di desa Ciaruteun tidak hanya menjadi seorang petani bayam dan kangkung yang biasa memasukan barangnya ke pasar-pasar yang ada di Bogor. Tempat pengabdian kepada masyarakat kali ini terletak di Desa Ciaruteun Ilir Kecamatan Cibungbulang Kabupaten Bogor Jawa Barat. Sehingga hasil rancangan yang bersifat prospektif untuk masa yang akan datang yaitu membuat sekelompok praktik pengolahan dari bahan bayam dan sayur untuk menjadi barang lain yang bermanfaat dan diminati oleh banyak orang.
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Community service in Ciaruteun Ilir Village is designing an Islamic economics and business lesson with the following learning designs: providing socialization, learning together about Islamic economics and business, because Islamic economics is basically an economy that makes the human soul a strong, creative and creative soul. also innovative so that the economy in this area becomes more advanced and develops so that the residents in Ciaruteun village are not only spinach and kale farmers who usually enter their goods into markets in Bogor. The place for community service this time is located in the Ciaruteun Ilir area, Cibungbulang district, Bogor district, West Java. So that the result of a prospective design for the future is to make a group of processing practices from spinach and vegetables to become other items that are useful and in demand by many people.
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Lembaga Keuangan Mikro Syariah (LKMS) dapat menjadi salah satu pihak yang membantu upaya peningkatan perekonomian masyarakat kecil dan menengah di Indonesia. LKMS ini menyediakan instrumen dan produk keuangan mikro yang dilandasi oleh norma dan nilai dalam keuangan syariah dan relatif lebih mudah dibandingkan dengan lembaga perbankan syariah. Namun demikian masih banyak yang tidak mengetahui keberadaan LKMS, dan masih banyak juga yang belum mengenal bank syariah. Berhubungan dengan hal itu, kegiatan pengabdian kepada masyarakat ini dilakukan untuk mengenakan bank syariah dan LKMS kepada masyarakat, khususnya masyarakat di Desa Dukuh, Kecamatan Cibungbulang, Kabupaten Bogor
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Islamic Micro Finance Institutions (LKMS) can be one of the parties that help efforts to improve the economy of small and medium communities in Indonesia. This LKMS provides microfinance instruments and products that are based on norms and values in Islamic finance and are relatively easier than Islamic banking institutions. However, there are still many who do not know about the existence of LKMS, and there are still many who are not familiar with Islamic banks. In this regard, this community service activity is carried out to use Islamic banks and LKMS to the community, especially the people in Dukuh Village, Cibungbulang District, Bogor Regency.
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Kegiatan pengabdian kepada masyarakat bertujuan untuk meningkatkan pemahaman yang komprehensif dan integratif kepada masyarakat Desa Cibitung Tengah Kecamatan Tenjolaya Kabupaten Bogor, mengenai perbankan syariah dan lembaga keuangan mikro syariah. Kegiatan  pengenalan perbankan syariah dan lembaga keuangan mikro syariah kepada masyarakat perlu diberikan untuk membuka wawasan tentang bank syariah. Hasil dari kegiatan ini adalah masyarakat Desa Cibitung Tengah memiliki pengetahuan tentang perbankan syariah dan lembaga keuangan mikro syariah, dan memiliki keinginan untuk menabung atau bahkan berinvestasi pada bank syariah di sekitar wilayah  Kabupaten Bogor.
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Community service activities aim to increase a comprehensive and integrative understanding of the people of Central Cibitung Village, Tenjolaya District, Bogor Regency, regarding Islamic banking and Islamic microfinance institutions. Activities to introduce sharia banking and sharia microfinance institutions to the public need to be provided to open up insights about sharia banking. The result of this activity is that the people of Central Cibitung Village have knowledge of Islamic banking and Islamic microfinance institutions, and have the desire to save or even invest in Islamic banks around the Bogor Regency area.
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Lembaga Keuangan Syariah (LKS) dan UMKM sangat penting untuk diperhatikan. Hal ini karena UMKM merupakan usaha yang dikelola oleh pengusaha kecil, dan dengan modal kecil, tetapi mempunyai kontribusi besar sebagai salah satu tiang penyangga perekonomian Indonesia. Di sisi lain mereka adalah usaha yang rentan karena kurangnya akses terhadap permodalan, kecilnya daya produksi yang dihasilkan maupun pangsa pasar yang relatif sempit. Oleh karena itu diperlukan program pengabdian masyarakat melalui sosialisasi yang dapat mendukung usaha sektor rill dan UMKM tersebut. Kegiatan pengabdian masyarakat ini dilaksanakan dengan tujuan memberikan pengetahuan serta informasi kepada masyarakat mengenai bagaimana menggembangkan usaha yang berbasiskan syariah Islam melalui kerjasama dengan lembaga keuangan syariah. Pengabdian mandiri ini dilaksanakan bertempat di Desa Karehkel, Kecamatan Leuwiliang, Kabupaten Bogor.
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Islamic Financial Institutions (LKS) and MSMEs are very important to pay attention to. This is because MSMEs are businesses that are managed by small entrepreneurs, and with small capital, but have a major contribution as one of the pillars of the Indonesian economy. On the other hand, they are vulnerable businesses due to lack of access to capital, small production capacity and relatively narrow market share. Therefore, a community service program is needed through socialization that can support the real sector and MSME businesses. This community service activity is carried out with the aim of providing knowledge and information to the public on how to develop a business based on Islamic sharia through collaboration with Islamic financial institutions. This independent service is held in Karehkel Village, Leuwiliang District Bogor Regency.
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Pengabdian kepada masyarakat yang dilakukan di Desa Malasari Kecamatan Nanggung Kabupaten Bogor ini bertujuan mengenalkan akses pembiayaan syariah.  Masyarakat dipandang sangat berkomitmen untuk berusaha melalui Usaha Mikro Kecil dan Menengah yang didirikannya, namun demikian dalam keadaan membutuhkan permodalan, masyarakat seringkali kesulitan untuk mendapatkan akses pembiayaan yang tidak memberatkan masyarakat, terlebih lagi mendapatkan akses pembiayaan syariah. Selama ini yang berperan aktif ialah pembiayaan konvensional yang sangat aktif menawarkan pembiayaan konvensional dari rumah ke rumah. Pembiayaan konvensional seolah menjadi pilihan diantara ketiadaan pilihan yang lain. Sementara itu pemerintah pun sepertinya tidak memahami keadaan yang berlangsung terus-menerus tersebut. Badan Usaha Milik Desa yang seharusnya dapat lebih memberdayakan masyarakat, seperti tidak dipahami fungsi idealnya berdasarkan peraturan perundang-undangan. Pengenalan akses pembiayan syariah ini cukup diantusiasi oleh masyarakat, namun demikian, antusias tersebut perlu dilanjutkan dengan pendampingan yang terus-menerus agar masyarakat menjadi terbiasa untuk langsung berpikir pada pembiayaan syariah ketika membutuhkan modal kerja kegiatan Usaha Mikro Kecil dan Menengah. 
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The community service carried out in Malasari Village, Nanggung District, Bogor Regency aims to introduce access to sharia financing. The community is seen as very committed to doing business through the Micro, Small and Medium Enterprises they have established, however, in situations where they need capital, the community often finds it difficult to get access to financing that does not burden the community, especially getting access to sharia financing. So far, conventional financing has played an active role, which is very active in offering conventional financing from house to house. Conventional financing seems to be an option in the absence of other options. Meanwhile, the government does not seem to understand this ongoing situation. Village-Owned Enterprises, which should be able to empower the community, do not understand their ideal function based on statutory regulations. The introduction of access to sharia financing is quite enthusiastic by the community, however, this enthusiasm needs to be continued with ongoing assistance so that people become accustomed to thinking directly about sharia financing when they need working capital for Micro, Small and Medium Enterprise activities.
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Micro, Small and Medium Enterprises are the most important pillars of the Indonesian economy.
Based on data from the Ministry of Cooperatives and Micro and Medium Enterprises in the first
quarter of 2021, the number of Small and Medium Enterprises in Indonesia reached 64.2 million.
Contribution to GDP reached 61.07% or Rp 8,573.89 trillion. Micro, Small and Medium
Enterprises or MSMEs can also absorb 97% of the total workforce and collect 60.4% of the total
investment. However, good financial records are needed for MSMEs so that the process of
business continuity is getting better. Therefore, community service for MSMEs is carried out in
Bojong Jengkol Village, Ciampea District, Bogor Regency, moreover there are still few who
understand the importance of financial records in order to formulate strategies. The purpose of
this activity is to help MSMEs understand more about accounting records, the importance of
accounting records, and the application of effective and efficient records. With this activity, it is
hoped that MSMEs can be motivated to make financial records, and can even make financial
reports for financing applications, and to evaluate their business performance.
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This Community Service has a background that there are still many violations of ethics and Islamic
values from business behavior that should have Islamic ethics, especially in marketing activities
or consumer search. Good and professional sharia marketing management is needed. It is hoped
that MSME business actors in Ciaruteun Ilir Village, Cibungbulang District, Bogor have high
competitiveness and ever-increasing profits.
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        <PersonName>Ria Kusumaningrum</PersonName>
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        <KeyNames>Kusumaningrum</KeyNames>
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This Community Service was carried out in Bojong Jengkol Village, Ciampea District, Bogor
Regency, West Java. Bojong Jengkol Village is a village with abundant potential and therefore
requires improving the quality of Human Resources (HR) in cultivate and develop the potential of
the local village. This community service begins with an observation process village in order to
understand in depth the potential of the village. Then done planning, implementation, and
evaluation. People in the village of Bojong Jengkol still lack of understanding of Islamic banks
and Islamic microfinance institutions. Programming the introduction of Islamic banks and Islamic
microfinance institutions can add further understanding to the community, and their use for
financing by the community as well. The community service method used is socialization. With
this activity, it is hoped that the community can be motivated to using Islamic banks and Islamic
microfinance institutions.
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        <PersonName>Ria Kusumaningrum</PersonName>
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        <PersonName>Fariz Fajar  Riyadi</PersonName>
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        <SubjectHeadingText>Islamic Banking, Sharia Financing, MSME.</SubjectHeadingText>
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This community service aims to Program Access to Sharia Financing for Micro, Small and
Medium Enterprises. The subject of this community service is the community of Gunung Sari
Village, Pamijahan District, Bogor Regency, West Java Province. In this community service,
activities are carried out based on a descriptive method with a qualitative approach. The results
of this community service are that in addition to providing financing assistance to MSMEs, Islamic
banks must accompany the running of the business and be involved intensely to monitor to ensure
MSMEs that receive financial assistance are able to manage finances. well. With this community
service, it can be concluded that people who work in MSMEs will increase their income and
welfare and of course will directly reduce poverty. engage in business activities that involve formal
financial institutions.
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        <PersonName>Tubagus Rifqy  Thantawi</PersonName>
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        <PersonName>Miftakhul  Anwar</PersonName>
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        <PersonName>Eneng  Kurniasih</PersonName>
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        <KeyNames>Kurniasih</KeyNames>
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        <SubjectHeadingText>Education, Teaching, Islamic Economics and Business.</SubjectHeadingText>
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This community service aims to determine the extent of the role and at the same time practice
education and teaching of Islamic Economics and Business to the community in Cibitung Tengah
Village, Tenjolaya District, Bogor. The role of education and education planning in Islamic
Economics and Business has become a reality and is increasingly widespread in Indonesian
society along with the development of Islamic Economics and Business policies and practices.
Therefore, the Faculty of Islamic Economics and Business, the Sahid Islamic Institute, Bogor, has
an interest in serving the community by practicing education and teaching in Islamic Economics
and Business. With this, people become more acquainted with, understand and practice things
that have been introduced and taught to them repeatedly, including the people in Cibitung Tengah
Village, Tenjolaya District, Bogor.
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        <TitleText>PENYULUHAN KESEHATAN DAN PERBANKAN SYARIAH DALAM MASA PANDEMI COVID-19 PADA DESA CIASMARA, KECAMATAN PAMIJAHAN, BOGOR</TitleText>
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        <PersonName>Rully  Trihantana</PersonName>
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        <KeyNames>Trihantana</KeyNames>
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        <PersonName>Ria Kusumaningrum</PersonName>
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        <NamesBeforeKey>Ria</NamesBeforeKey>
        <KeyNames>Kusumaningrum</KeyNames>
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        <PersonName>Dhea  Nurfauziah</PersonName>
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        <KeyNames>Nurfauziah</KeyNames>
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          <Affiliation>Insitut Agama Islam Sahid Bogor</Affiliation>
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The Covid-19 pandemic in Indonesia has had a large socio-economic impact outside the health
sector. The impact is multi-sectoral and the effects will be visible in the long term – on the poor
and vulnerable. The socio-economic impact of the pandemic on households is an important first
step that the government must take to help mitigate these impacts. Meanwhile, people now have
to adjust to the pattern of life in the era of the Covid-19 pandemic or better known as adapting
new habits. This situation is no exception in Ciasmara Village, Pamijahan District, Bogor
Regency. Based on the analysis of the problems that occurred in the Ciasmara Village community,
Pamijahan District, community service to the community in Ciasmara Village included conducting
counseling on the Covid-19 health protocol discipline and including counseling about sharia
banking to the community to the taklim assembly and Micro, Small and Medium Enterprises.
Through this community service activity, it is hoped that it can increase awareness and lifestyle
habits of the community during the Covid-19 pandemic and also be enlightened and motivated in
their hearts and minds with Islamic banking values that are in line with Islamic teachings for
residents of Ciasmara Village, Pamijahan District, Regency Bogor.
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        <TitleText>MEMPROGRAMKAN PENGENALAN   MANAJEMEN SERTIFIKASI HALAL PADA DESA CIARUTEUN ILIR, KECAMATAN CIBUNGBULANG, BOGOR </TitleText>
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        <PersonName>Tubagus Rifqy  Thantawi</PersonName>
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        <NamesBeforeKey>Tubagus Rifqy </NamesBeforeKey>
        <KeyNames>Thantawi</KeyNames>
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        <PersonName>Devi  Andriani</PersonName>
        <PersonNameInverted>Andriani, Devi </PersonNameInverted>
        <NamesBeforeKey>Devi </NamesBeforeKey>
        <KeyNames>Andriani</KeyNames>
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        <PersonName>Abdul  Rohim</PersonName>
        <PersonNameInverted>Rohim, Abdul </PersonNameInverted>
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This community service activity aims to provide knowledge and understanding about halal
certificates to the community, increase public awareness about the importance of halal certificates
and motivate people to have halal certificates for those who have businesses that are included in
the scope of halal products. Community service in programming the introduction of halal
certification management to the community of Ciaruteun Ilir Village, Cibungbulang District, Kab.
Bogor, West Java. Service method Using the lesson study method. Basic knowledge of halal law
and high awareness of halal is not enough to guarantee the high desire of micro business actors
to take care of halal certificates. So far, the public has not received in-depth information regarding
the management procedures and costs of this halal certification. To increase the desire of business
actors to take care of certification, it is necessary to provide intensive assistance and financial
assistance by the government.
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        <PersonName>Tubagus Rifqy  Thantawi</PersonName>
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        <KeyNames>Thantawi</KeyNames>
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        <PersonName>Destriana  Maulani</PersonName>
        <PersonNameInverted>Maulani, Destriana </PersonNameInverted>
        <NamesBeforeKey>Destriana </NamesBeforeKey>
        <KeyNames>Maulani</KeyNames>
        <ProfessionalAffiliation>
          <Affiliation>Insitut Agama Islam Sahid Bogor</Affiliation>
        </ProfessionalAffiliation>
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        <PersonName>Yal  Robiansyah</PersonName>
        <PersonNameInverted>Robiansyah, Yal </PersonNameInverted>
        <NamesBeforeKey>Yal </NamesBeforeKey>
        <KeyNames>Robiansyah</KeyNames>
        <ProfessionalAffiliation>
          <Affiliation>Sekolah Tinggi Ilmu Tarbyah Insan Kamil Bogor</Affiliation>
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        <SubjectHeadingText>Sharia Accounting; MSME; Village</SubjectHeadingText>
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This community service aims to minimize financial recording errors. The subjects of this
community service are the people of Central Cibitung Village, Tenjolaya District, Bogor Regency,
West Java Province. In this community service, activities are carried out based on future
prospective methods (things that may happen in the future) through community service activities.
The results of this activity indicate that MSME actors in Central Cibitung Village in running their
business tend not to practice sharia accounting. There are also some MSME actors in Central
Cibitung Village who do not understand accounting and what the purpose of making financial
reports is. This community service activity helps provide advice, motivation and knowledge to all
MSME actors in Central Cibitung Village to apply simple accounting practices in their business
activities so that they can improve their business financial performance.
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        <PersonName>Ria Kusumaningrum</PersonName>
        <PersonNameInverted>Kusumaningrum, Ria</PersonNameInverted>
        <NamesBeforeKey>Ria</NamesBeforeKey>
        <KeyNames>Kusumaningrum</KeyNames>
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The increasing number of positive people affected by the corona virus in Indonesia should
increase public awareness of the dangers of this outbreak. The purpose of this activity is to
implement the Covid-19 prevention agreement, take precautions and prevent the spread of Covid19,
and disseminate information about Covid-19 in the form of inviting  public participation  and raisin awareness. The preparation stages are as follows: Observation, extracting public knowledge related to Covid-19 by interviewing the public and crowds, surveying locations to put up posters related to Covid-19 information, and making posters that are attractive, easy to read  and understand for the public. The Covid-19 pandemic is a serious problem that must be resolved  immediately. Masks are used to minimize the spread of the virus from person to person. The high demand for masks, especially medical masks, has limited market demand. Therefore, cloth masks are needed as a substitute for the community so that they can be used in daily activities to deal with the health crisis that occurs. The purpose of this community service activity is to provide
public awareness of the importance of wearing masks during new normal conditions and to carry
out 1,000 masks movement activities for the community. This activity is in collaboration with
Family Welfare Education in Ciasmara Village, Pamijahan District, Bogor. This activity was also
carried out by socializing to the public about the importance of using masks and hand sanitizers.
</Text>
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        <PersonName>Alfi  Ramadayanti</PersonName>
        <PersonNameInverted>Ramadayanti, Alfi </PersonNameInverted>
        <NamesBeforeKey>Alfi </NamesBeforeKey>
        <KeyNames>Ramadayanti</KeyNames>
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        <PersonName>Ratu  Dinny</PersonName>
        <PersonNameInverted>Dinny, Ratu </PersonNameInverted>
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This community service activity discusses the introduction of Sharia Banks and Sharia
Microfinance Institutions in Desa Karehkel, Kecamatan Leuwiliang,Kabupaten Bogor. The
purpose of this community service activity is to provide an introduction to Sharia Banks and
Sharia Microfinance Institutions to the people of Desa Karehkel, Kecamatan Leuwiliang,
Kabupaten Bogor with the hope that the community can better understand the existence of Sharia
Banks and Sharia Microfinance Institutions. The community service method used is the method of
transparency, participation, and accountability. Community service is also prospective. The result
of this activity is that it can provide insight to the people of Desa Karehkel, Kecamatan
Leuwiliang, Kabupaten Bogor about Sharia Banks and Sharia Microfinance Institutions in detail
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Efforts in alleviating poverty can be done, among others, by breaking the chain of poverty itself,
for example by providing broad access to financing sources for Micro, Small and Medium
Enterprises (MSMEs) which are applied by Islamic banking and Islamic microfinance institutions.
One source of funding is sharia-based banking and financial institutions. Islamic banking and
Sharia Microfinance Institutions (LKMS) including in this case Baitul Mal wat Tamwil (BMT)
have an important role in the development of MSME actors, especially in terms of funding and
business capital. With this in mind, access to sharia financing was programmed for MSMEs in
Puraseda Village, Leuwiliang District, Bogor.
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Islamic banks and Islamic microfinance institutions (LKMS) are very important to pay attention
to. This is because the community needs business capital financing, and with small capital, but
has a large contribution as one of the pillars of the Indonesian economy. On the other hand, they
are vulnerable businesses due to lack of access to capital, small production capacity and relatively
narrow market share. Therefore, a community service program is needed through socialization
that can support economic growth in the region. This community service activity is carried out
with the aim of providing knowledge and information to the public on how to choose the right
financing product based on Islamic sharia through collaboration with Islamic financial
institutions. This community service was carried out in Puraseda Village, Leuwiliang District,
Bogor Regency.
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        <PersonName>Dewi  Amalia</PersonName>
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The purpose of this community service program is to increase a comprehensive and integrative understanding of the community and community leaders, especially the community in Kampung Kiara Payung Rw 08 Ciasihan Village, Pamijahan District, Bogor Regency regarding contracts and products in Islamic banking. The activity of disseminating sharia banking contracts and products in the community needs to be provided by the speaker to open the public's insight about Islamic banking. The result of this activity is the community, and the community leaders have knowledge about sharia banking contracts and products and have the desire to join as sharia banking customers around Bogor.


Keywords: Dissemination, Akad, Product, Islamic Bank, Community Service.
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Pendidikan ekonomi dan bisnis Islam secara informal adalah proses pendidikan ekonomi                        yang terjadi secara tidak langsung yang didapatkan dalam lingkungan keluarga seperti  halnya pendidikan untuk transaksi keuangan. Tujuan dari pendidikan ekonomi dan bisnis Islam ini tidak lain untuk meningkatkan pengetahuan masyarakat dalam mengelola keuangannya. Kegiatan pengabdian kepada masyarakat yang dilakukan selama bulan Juli sampai dengan Agustus 2021 ini dan berlokasi di Desa Bojong  Jengkol, Kecamatan Ciampea, Kabupaten Bogor, bertujuan untuk memberikan pemahaman yang lebih mengenai pendidikan ekonomi dan bisnis Islam dengan pemberian materi seperti, pembiasaan untuk rajin menabung, pembiasaan untuk mengatur uang dalam pemenuhan kebutuhan primer dan sekunder, pembiasaan untuk selektif dalam pembelian barang dan penggunaan jasa, pembiasaan untuk menjadi  konsumen yang cerdas, pembiasaan untuk membandingkan antara harga dan kualitas, pembiasan untuk pengembangan semangat wirausaha. Masyarakat antusias dengan kegiatan pengabdian kepada masyarakat ini, dan menjadi lebih memahaminya untuk diterapkan dalam kehidupan sehari-hari.
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Informal Islamic economic and business education is a process of economic education that occurs indirectly in the family environment such as education for financial transactions. The aim of Islamic economics and business education is none other than to increase public knowledge in managing their finances. The community service activities carried out from July to August 2021 and located in Bojong Jengkol Village, Ciampea District, Bogor Regency, aim to provide a deeper understanding of Islamic economics and business education by providing materials such as habituation to diligent saving, habituation to manage money in meeting primary and secondary needs, habituation to be selective in purchasing goods and use of services, habituation to be a smart consumer, habituation to compare between price and quality, habituation to develop entrepreneurial spirit. The community is enthusiastic about this community service activity, and they have a better understanding of it to apply in their daily lives.
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Pengabdian kepada masyarakat ini menelusuri sejauh mana sumber daya insani ibu rumah tangga, remaja dan anak-anak di Desa Cibitung Tengah, Kecamatan Tenjolaya, Kabupaten Bogor. Dalam lingkup pengabdian kepada masyarakat ini dirancang manajemen sumber daya insani (MSDI) untuk meningkatkan efektivitas sumber daya insani dalam masyarakat. Tujuannya adalah memberikan pembelajaran kepada masyarakat mengenai MSDI yang efektif. Untuk mencapai tujuan tersebut meliputi perencanaan, pengorganisasian, pelaksanaan, dan pengawasan. Dengan adanya kegiatan yang dilakukan terhadap dan oleh Ibu Rumah Tangga, Remaja, dan Anak-anak. diadakan sosialisasi dan pelatihan. Diharapkan dapat mengembangkan kreativitas, dan kualitas masyarakat. Dalam pengabdian kepada masyarakat ini, masyarakat berperan aktif dalam kegiatan untuk memajukan masyarakat.
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This community service explores the extent of the human resources of housewives, youth and children in Central Cibitung Village, Tenjolaya District, Bogor Regency. Within the scope of community service, human resource management (MSDI) is designed to increase the effectiveness of human resources in society. The goal is to provide learning to the public about effective MSDI. To achieve these goals includes planning, organizing, implementing, and controlling. With the activities carried out on and by housewives, teenagers and children. outreach and training. It is expected to develop creativity, and the quality of society. In this community service, the community plays an active role in activities to advance the community.
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Pengabdian kepada masyarakat ini dilaksanakan di Desa Karehkel, Kecamatan Leuwiliang, Kabupaten Bogor. Pengabdian kepada masyarakat ini bertujuan untuk mengembangkan Sumber Daya Insani dan potensi-potensi yang ada di Desa Karehkel, khususnya ibu, remaja dan anak-anak-anak. Dalam pengabdian kepada masyarakat ini dilakukan dengan metode observasi, pelatihan, wawancara dan implementasi pengaplikasian. Masyarakat turut bersemangat dengan kegiatan pengabdian kepada masyaakat ini, karena mendapatkan pemahaman wawasan mengenai pengembangan sumber daya insani, khususnya dalam mengembangkan kemampuan ibu, remaja dan anak-anak.
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This community service was carried out in Karehkel Village, Leuwiliang District, Bogor Regency. This community service aims to develop Human Resources and the potentials that exist in Karehkel Village, especially mothers, adolescents and children. In community service this is done by the method of observation, training, interviews and application implementation. The community is also enthusiastic about this community service activity, because they gain an insightful understanding of human resource development, especially in developing the abilities of mothers, adolescents and children.
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Program pengabdian kepada masyarakat ini bermaksud memberikan sosialisasi kepada masyarakat di Desa Sukamaju, Kecamatan Jonggol, Kabupaten Bogor, mengenai produk lembaga keuangan syariah khususnya produk murabahah. Metode yang digunakan ialah dengan mensosialisasikan kepada kelompok masyarakat, dan diselenggarakan di rumah peserta sosialisasi. Tujuan pengabdian kepada masyarakat ini ialah untuk mengedukasi masyarakat  tentang produk produk pembiayaan syariah yang terbanyak peminatnya yaitu produk murabahah. Hasilnya, masyarakat mulai memahami produk yang dimaksud dan mulai mengambil keputusan untuk melakukan transaksi keuangan di lembaga keuangan syariah pada umumnya dengan akad yang telah sesuai syariat Islam yaitu akad murabahah.
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This community service program intends to provide socialization to the community in Sukamaju Village, Jonggol District, Bogor Regency, regarding Islamic financial institution products, especially murabaha products. The method used is to socialize to community groups, and it is held at the homes of socialization participants. The purpose of this community service is to educate the public about sharia financing products that are most in demand, namely murabahah products. As a result, the community begins to understand the product in question and begins to make decisions to carry out financial transactions at Islamic financial institutions in general with contracts that are in accordance with Islamic law, namely murabahah contracts.
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Usaha Mikro, Kecil, dan Menengah (UMKM) dalam perekonomian nasional memiliki peran yang penting dan strategis. Namun demikian sebagian besar UMKM menghadapi kendala permodalan dan keterbatasan akses pada lembaga keuangan formal seperti lembaga keuangan mikro syariah. Baitul Maal Wat Tamwil (BMT) merupakan salah satu lembaga keuangan mikro syariah yang dapat menjadi solusi kendala. Pengabdian kepada masyarakat ini bertujuan untuk memprogramkan akses pembiayaan syariah bagi UMKM. Pengabdian kepada masyarakat ini dilaksanakan pada bulan Juli sampai dengan Agustus 2021 dan berlokasi di Desa Cinangneng, Kecamatan Tenjolaya, Kabupaten Bogor. Masyarkat terutama UMKM dilibatkan secara aktif dalam pengabdian kepada masyarakat ini, dan hal tersebut merupakan praktik darri metode partisipasi aktif yang digunakan di dalam pengabdian kepada masyarakat ini. Diharapkan bahwa pembiayaan syariah BMT mempengaruhi positif dan signifikan terhadap perubahan keuntungan UMKM.
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Micro, Small and Medium Enterprises (MSMEs) in the national economy have an important and strategic role. However, most MSMEs face capital constraints and limited access to formal financial institutions such as Islamic microfinance institutions. Baitul Maal Wat Tamwil (BMT) is a sharia microfinance institution that can be a solution to obstacles. This community service aims to program access to sharia financing for MSMEs. This community service is held from July to August 2021 and is located in Cingneng Village, Tenjolaya District, Bogor Regency. The community, especially MSMEs are actively involved in this community service, and this is a practice of the active participation method used in this community service. It is expected that BMT sharia financing has a positive and significant effect on changes in MSME profits.
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Pengabdian kepada masyarakat ini bertujuan untuk memprogramkan akses pembiayaan syariah bagi Usaha Mikro Kecil dan Menengah (UMKM) di Desa Cinangka, Kecamatan Ciampea, Kabupaten Bogor. Subyek pengabdian kepada masyarakat  ini adalah masyarakat Desa Cinangka Kecamatan Ciampea Kabupaten Bogor Provinsi Jawa Barat, terkhusus yang termasuk dalam UMKM. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan dengan berdasarkan metode partisipatif yang melibatkan masyarakat sebagai subyek. Hasil dari pengabdian kepada masyarakat ialah selain masyarakat menjadi lebih mengetahui dan memahami pembiayaan syariah kepada UMKM, masyarakat juga mengetahui dan memahami lembaga keuangan Islam seperti bank syariah dan lembaga keuangan mikro syariah yang dapat digunakan sebagai tempat pengajuan pembiayaan syariah. Oleh karenanya, bank syariah dan lembaga keuangan mikro syariah harus mendampingi jalannya usaha dan terlibat secara intens untuk memonitor dan memastikan UMKM yang mendapat bantuan pembiayaan syariah, mampu mengelola keuangannya dengan baik.
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This community service aims to program access to sharia financing for Micro, Small and Medium Enterprises (MSMEs) in Cinangka Village, Ciampea District, Bogor Regency. The subjects of this community service are the people of Cinangka Village, Ciampea District, Bogor Regency, West Java Province, especially those included in MSMEs. In community service, activities are carried out based on participatory methods involving the community as the subject. The result of community service is that in addition to the community becoming more aware and understanding of sharia financing for MSMEs, the community also knows and understands Islamic financial institutions such as Islamic banks and Islamic microfinance institutions which can be used as places to apply for sharia financing. Therefore, sharia banks and sharia microfinance institutions must accompany business operations and be intensely involved in monitoring and ensuring that MSMEs that receive sharia financing assistance are able to manage their finances properly.
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Pelaku usaha mikro kecil dan menengah atau UMKM pedesaan memiliki kontribusi yang relatif besar terhadap makro  ekonomi baik dalam konteks regional dan nasional. Namun dalam praktiknya, banyak kendala dan hambatan yang dihadapi UMKM dimana salah satunya mengalami kesulitan dalam kemampuan permodalan. Mayoritas modal yang dimiliki UMKM pedesaan bukan melalui lembaga keuangan formal, melainkan modal sendiri. Maka dari itu melalui pengabdian kepada masyarakat dengan memprogramkan pembiayaan syariah ini bertujuan membantu memulihkan kondisi ekonomi UMKM pedesaan. Dengan model pembiayaan syariah yang solutif dan aplikatif diharapkan terjadi peningkatan inklusi keuangan bagi UMKM pedesaan. Hal ini yang ditujukan dengan pengabdian kepada masyarakat di Desa Dukuh, Kecamatan Cibungbulang, Kabupaten Bogor.
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Micro, small and medium enterprises or rural MSMEs have a relatively large contribution to the macro economy in both regional and national contexts. However, in practice, there are many obstacles and obstacles faced by MSMEs, one of which is experiencing difficulties in capital capacity. The majority of capital owned by rural MSMEs is not through formal financial institutions, but rather their own capital. Therefore, through community service by programming sharia financing, it aims to help restore the economic conditions of rural MSMEs. With a solutive and applicable sharia financing model, it is hoped that there will be an increase in financial inclusion for rural MSMEs. This is aimed at serving the community in Dukuh Village, Cibungbulang District, Bogor Regency.
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Desa Pamijahan adalah desa yang terletak di Kecamatan Pamijahan Kabupaten Bogor Provinsi Jawa Barat. Desa Pamijahan memiliki sumber daya alam yang cukup untuk mengembangkan dan menyejahterakan secara sosial maupun ekonomi pada masyarakat. Dalam pengabdian kepada masyarakat ini diprogramkan akses pembiayaan syariah bagi Usaha Mikro Kecil dan Menengah (UMKM) di Desa Pamijahan, Kecamatan Pamijahan, Kabupaten Bogor.  Kegiatan pengabdian kepada masyarakat ini didahului dengan identifikasi masalah kepada pelaku UMKM, kemudian melakukan pengumpulan data. Selanjutnya mengolah data dan informasi, dan  setelahnya disusun rencana solusi. Rencana solusi tersebut dengan memberikan pelatihan guna meningkatkan pengetahuan serta pemahaman UMKM dalam pembiayaan syariah, dan meningkatkan wawasan dan kepercayaan UMKM.
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Pamijahan Village is a village located in Pamijahan District, Bogor Regency, West Java Province. Pamijahan Village has sufficient natural resources to develop and prosper socially and economically in the community. In community service, access to sharia financing is programmed for Micro, Small and Medium Enterprises (MSMEs) in Pamijahan Village, Pamijahan District, Bogor Regency. This community service activity was preceded by identifying problems with MSME actors, then collecting data. Then process the data and information, and after that a solution plan is prepared. The solution plan is to provide training to increase the knowledge and understanding of MSMEs in sharia financing, and increase MSME insight and trust.
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Pengabdian kepada masyarakat ini bertujuan untuk memprogramkan akses pembiayaan syariah  bagi Usaha Mikro Kecil dan Menengah. Subjek pengabdian kepada masyarakat ini adalah masyarakat Desa Ciaruteun Ilir, Kecamatan Cibungbulang, Kabupaten Bogor, Provinsi Jawa Barat. Dalam pengabdian kepada masyarakat ini dilakukan kegiatan yang dapat memberikan pencerahan kepada UMKM. Bank syariah dan lembaga keuangan mikro syariah harus mendampingi UMKM dalam menjalankan usahanya agar pembiayaan syariah yang diberikan kepada UMKM dapat sesuai dengan tujuan pembiayaan syariah. Selain itu, bank syariah dan lembaga keuangan mikro syariah perlu terlibat secara intens untuk memonitor dan memastikan UMKM yang mendapat bantuan pembiayaan mampu mengelola keuangan dengan baik. Dengan pengabdian kepada masyarakat ini, dapat disimpulkan bahwa masyarakat yang berkecimpung di UMKM perlu terus ditingkatkan pemahamannya bahwa pembiayan syariah akan  meningkatkan pendapatannya dan kesejahteraannya dan tentu secara langsung akan mengurangi kemiskinan. Selain itu, dengan adanya masyarakat UMKM diharapkan dapat menjadi perpanjangan tangan dalam memperkenalkan dan mendidik masyarakat biasa (non UMKM) untuk ikut terlibat dalam kegiatan usaha yang mengikutsertakan bank syariah dan lembaga keuangan syariah.
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This community service aims to program access to sharia financing for Micro, Small and Medium Enterprises. The subject of this community service is the people of Ciaruteun Ilir Village, Cibungbulang District, Bogor Regency, West Java Province. In this community service, activities are carried out that can provide enlightenment to MSMEs. Islamic banks and Islamic microfinance institutions must assist MSMEs in running their business so that sharia financing provided to MSMEs can be in line with the objectives of sharia financing. In addition, Islamic banks and Islamic microfinance institutions need to be intensely involved in monitoring and ensuring that MSMEs that receive financing assistance are able to manage their finances properly. With this community service, it can be concluded that people who are involved in MSMEs need to continue to increase their understanding that sharia financing will increase their income and welfare and of course it will directly reduce poverty. In addition, the presence of the MSME community is expected to become an extension in introducing and educating ordinary people (non-SMEs) to be involved in business activities that involve Islamic banks and Islamic financial institutions.
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Usaha Mikro Kecil Menengah (UMKM) saat ini menjadi pusat perhatian dari pemerintah dan masyarakat umum karena memiliki peranan penting terhadap pertumbuhan ekonomi. Namun demikian, UMKM masih merasakan dan mengalami sulitnya mendapatkan pembiayaan syariah dari bank syariah maupun dari lembaga keuangan mikro syariah. Hal ini juga tentunya menjadi lebih berat bagi UMKM yang terdapat di pedesaan, termasuk Desa Kiara Pandak, Kecamatan Sukajaya, Kabupaten Bogor. Oleh karenanya dalam kegiatan pengabdian kepada masyarakat, diprogramkan pengenalan pembiayaan syariah terutama kepada UMKM. Akses pembiayaan syariah termasuk dalam hal yang diterangkan dalam pengenalan pembiayaan syariah tersebut. Kegiatan pengabdian kepada masyarakat yang dilakukan selama bulan Juli sampai dengan Agustus 2019 ini mendapatkan perhatian dan apresiasi yang baik dari masyarakat, terutama Desa Kiara Pandak, Kecamatan Sukajaya, Kabupaten Bogor
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Micro, Small and Medium Enterprises (MSMEs) are currently the focus of attention from the government and the general public because they have an important role in economic growth. However, MSMEs still feel and experience the difficulty of obtaining Islamic financing from Islamic banks and from Islamic microfinance institutions. This is of course also becoming more difficult for MSMEs in rural areas, including Kiara Pandak Village, Sukajaya District, Bogor Regency. Therefore, in community service activities, the introduction of sharia financing is programmed, especially for MSMEs. Access to sharia financing is included in the matters explained in the introduction of sharia financing. The community service activities which were carried out from July to August 2019 received good attention and appreciation from the community, especially Kiara Pandak Village, Sukajaya District, Bogor Regency.
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Karakteristik perbankan syariah berbeda dengan perbankan yang berdasarkan sistem bunga, perbankan syariah sesungguhnya berdasarkan core product pembiayaan bagi hasil yang dikembangkan dalam produk pembiayaan musyārakah dan muḍārabah. Kehadiran perbankan syariah seharusnya memberikan dampak yang besar terhadap pertumbuhan sektor riil. Salah satu unit usaha yang perlu dikembangkan untuk mendorong pertumbuhan sektor riil adalah Usaha Mikro Kecil dan Menengah (UMKM) yang dalam perekonomian nasional saat ini memiliki posisi yang sangat penting, karena kontribusinya dalam penyerapan tenaga kerja dan Pendapatan Domestik Bruto (PDB), serta fleksibilitas dan ketangguhannya dalam menghadapi krisis ekonomi. Pembiayaan perbankan syariah yang dialokasikan untuk UMKM di Bogor mengalami peningkatan yang berfluktuasi, namun kontribusinya dalam peningkatan Usaha Mikro Kecil dan Menengah belum optimal. Pembiayaan perbankan syariah di Bogor memiliki prospek yang cukup menggembirakan dilihat dari kuantitas UMKM yang belum memperoleh fasilitas pembiayaan. Dalam kerangka ini lah pengabdian kepada masyarakat dilakukan dengan memprogramkan pengenalan bank syariah dan lembaga keuangan mikro syariah di Desa Sukajadi, Kecamatan Tamansari, Kabupaten Bogor selama bulan Juli sampai dengan bulan Agustus 2020.
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The characteristics of Islamic banking are different from banking which is based on an interest system, Islamic banking is actually based on the core product of profit-sharing financing developed in musyārakah and muḍārabah financing products. The presence of Islamic banking should have a big impact on the growth of the real sector. One of the business units that needs to be developed to encourage growth in the real sector is Micro, Small and Medium Enterprises (MSMEs), which in the current national economy have a very important position, because of their contribution to employment and Gross Domestic Product (GDP), as well as flexibility and resilience in the face of economic crises. Islamic banking financing allocated to MSMEs in Bogor has experienced a fluctuating increase, but its contribution to increasing Micro, Small and Medium Enterprises has not been optimal. Islamic banking financing in Bogor has quite encouraging prospects in view of the quantity of MSMEs that have not yet obtained financing facilities. It is within this framework that community service is carried out by programming the introduction of Islamic banks and Islamic microfinance institutions in Sukajadi Village, Tamansari District, Bogor Regency from July to August 2020.
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Peran Usaha Mikro Kecil dan Menengah (UMKM) sangat penting dalam membangun perekonomian berdasarkan demokrasi ekonomi yang berkeadilan. Seperti umumnya badan usaha, UMKM sangat dipengaruhi oleh kondisi pasar yang tidak menentu sejak pandemi Covid-19. Namun demikian UMKM dengan karakteristik permodalan dan pengaturan terhadapnya yang tidak begitu ketat, maka memiliki ketahanan dan fleksibilitas yang cukup baik untuk menghadapi situasi pandemi. Namun demikian juga tetap terdapat UMKM yang kurang memiliki ketahanan dan fleksibilitas menghadapi pandemi karena seperti rendahnya tingkat digitalisasi, sulitnya mengakses teknologi, dan kurangnya pemahaman tentang strategi bertahan dalam bisnis. Hal tersebut terjadi juga di Desa Ciasmara, Kecamatan Pamijahan, Kabupaten Bogor. Pemerintah pun telah melakukan program untuk menjaga keberlangsungan UMKM di tengah pandemi. Salah satu program pemerintah untuk menjaga eksistensi UMKM di masa pandemi Covid-19, dengan melakukan Bantuan Produktif UMKM (BPUM). Bersamaan dengan dilakukannya program pemerintah yang secara langsung mendukung UMKM tersebut, dilakukan pula pengabdian kepada masyarakat di Desa Ciasmara, Kecamatan Pamijahan, Kabupaten Bogor. Dengan demikian, selain terdapat BPUM dari pemerintah, terdapat pula pengenalan pembiayaan syariah sebagai bagian dari kegiatan pengabdian kepada masyarakat di Desa Ciasmara, Kecamatan Pamijahan, Kabupaten Bogor.
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The role of Micro, Small and Medium Enterprises (MSMEs) is very important in building an economy based on a just economic democracy. Like most business entities, MSMEs have been heavily influenced by uncertain market conditions since the Covid-19 pandemic. However, MSMEs with less stringent capital characteristics and regulations have relatively good resilience and flexibility to deal with a pandemic situation. However, there are also MSMEs that lack the resilience and flexibility to deal with a pandemic due to low levels of digitization, difficulty accessing technology, and a lack of understanding of strategies to survive in business. This also happened in Ciasmara Village, Pamijahan District, Bogor Regency. The government has also carried out programs to maintain the sustainability of MSMEs in the midst of a pandemic. One of the government's programs to maintain the existence of MSMEs during the Covid-19 pandemic, by conducting MSME Productive Assistance (BPUM). Simultaneously with the implementation of government programs that directly support these MSMEs, community service was also carried out in Ciasmara Village, Pamijahan District, Bogor Regency. Thus, in addition to having BPUM from the government, there is also the introduction of sharia financing as part of community service activities in Ciasmara Village, Pamijahan District, Bogor Regency.
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This research is motivated because the Community Empowerment in the Economic Sector is not yet optimal by the Cibunian Village Government. the low level of the village government's ability to empower the community, as well as the low level of awareness of the village government towards the economic condition of the community. The research method used is descriptive qualitative. Data collection techniques used library research and field studies in the form of observations and interviews. The obstacles in economic empowerment are: (1) the limited budget for conducting training and limited knowledge from the village government (2) the lack of awareness of the people themselves who are reluctant to make comparisons to other regions, (3) the limited budget to be allocated as capital for the community members. business groups Efforts are being made to overcome these obstacles, namely: (1) designing and budgeting the village budget to be allocated to training business actors (2) providing understanding to the community, especially to business actors so that they can make comparisons to other regions in order to become an illustration of their business, (3) the village government seeks to find out the service or agency that handles making legality and immediately provides information to the community about how to make legality.&#13;
Keywords: Community Empowerment, Economic Sector, Welfare and Creativity</Text>
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The purpose of this service is to prevent the transmission of the COVID-19 virus and convection business empowerment to residents who will take part in posyandu activities in Gunung Bunder II village by distributing cloth masks and providing hand sanitizer. The method of implementing this activity begins with distributing cloth masks to residents who come to the posyandu who do not use masks, then giving directions to implement health rules for residents who come to the posyandu to avoid the virus. From this activity, it is hoped that the use of cloth masks and hand sanitizers as well as directives and guidance on COVID-19 can break the chain of transmission of COVID-19 and increase public awareness and vigilance against the COVID-19 virus by training them to get used to implementing health protocols.
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Abstrack
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During the Covid-19 pandemic in Indonesia, many sectors of life were suddenly paralyzed. The education sector is no exception, which must experience distance learning (PJJ) or online. In general, tutoring has been considered to reduce students' playing time, but it has been proven that tutoring can provide benefits to children's learning processes. During the current COVID-19 pandemic, students are not getting enough education from teachers, because they have to do online learning. So that in this case tutoring activities can be carried out while still carrying out adequate health protocols. In the implementation of tutoring in the village of Gunung Bunder 2 by applying the question and answer method, guiding students in the learning process, and explaining to parents what is taught to students. The results were quite satisfactory, the students understood the material better and even the enthusiasm of the students was very high.
&#13;

Keywords: tutoring, covid-19 pandemic
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&#13;

Teaching and learning activities are usually carried out face to face between teachers and students in schools. However, due to the ongoing Covid-19 pandemic, learning activities are hampered, so teaching and learning activities are carried out online. Not a few who complain about this phenomenon. Various difficulties were encountered including the limitations of parents or guardians of students delivering learning materials at home, the availability of facilities and infrastructure owned and the ability of students to receive subject matter. Things like that can hinder learning activities. Tutoring is provided as a form of assistance for students and parents to solve the difficulties encountered during the online learning process. However, this needs to be harmonized with the introduction of Islamic Banking so that learning activities can continue, but the introduction of Islamic Banking can still be carried out. The tutoring as well as an introduction to Islamic Banking was given to Elementary School (SD) and Junior High School (SMP) students in Cibeureum Village, Cibatok II Village, Cibungbulang District, Bogor Regency. Students simply understand the subject matter provided through this tutoring as well as get to know Islamic Banking from an early age.
&#13;

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The organizer of the community development at the Sahid Islamic Institute of Bogor in 2020 is in the Covid-19 situation that has hit the whole world. The work program carried out by community development is adjusted to the current guidelines. The program is to support the government in breaking the chain of spread of Covid-19, the most important thing is educating the public about the dangers of Covid-19 and running a new life in the new normal era. Especially in Cengal Village, Leuwiliang District, The activity uses the community education method which consists of the stages of initial observation and socialitation, program preparation, program implementation, and evaluation. The results of the evaluation show that the CSP program contributes to increasing public understanding of the Coronavirus, awareness to implement health protocols, productive economic activities, and online learning activities during the enactment of extraordinary conditions.
&#13;

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Indonesia is one of countries affected by the pandemic of Covid-19. All aspects of prevention and countermeasures have been carried out by various parties around the world regarding the pandemic that has occurred from March 2020 to the present. The agricultural sector is of concern because it has an important role and is closely related to national food security, as well as the supporting sector tostrengthen Indonesia economy,  particularly in such condition. Agriculture also can offer a solution to avoid food crises. One of the activities is to diversify food and not rely entirely on the amount of food in the market.  This activity attempts to utilized limited  area available in the city, thus it becomes more productive especially during pandemic. The hydroponic and aquaponic system of agricultural cultivation technology provides an alternative to be used as an adequate source of income and can meet family food needs. This technique can be carried out by people who live both in rural and  urban areas which is not required a wide space. This activity can strengthen family food security as well asn become additional income or even the main income of the family.
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Keywords: aquaponic, food security hidroponic
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Covid 19 continues to grow in Indonesia. This condition makes all people in the country must be vigilant. Every individual has a responsibility to others, by not participating in spreading the Corona virus. The Indonesian government has now made efforts to break the chain of Covid 19. The appeals are to maintain physical distance (social distancing), work from home, study from home, to worship at home continue to be echoed. Various efforts to prevent the Covid 19 virus have been carried out by the community, especially the people of Kiara Payung Village, Ciasihan Village, Pamijahan District, Bogor Regency, starting from washing clean hands, using masks or face shields, avoiding crowded places or known as social distancing, not shaking hands temporarily, to maintain a distance of 1-2 meters from other people. The purpose of this activity is for the community to: (1) maintain health in order to stay healthy and avoid the Covid 19 virus (2) understand the importance of using masks when doing activities (3) making disinfectants and hand sanitizers (4) knowing how to wash hands properly, because Hand washing is one of the most effective ways to kill germs and viruses that enter the body. The conclusions are (1) The results of interviews with training participants about the use of masks, in general the trainees answered that sometimes they do not wear masks when leaving the house because of forgetting. (2) This activity is carried out by going directly to the field to help the village government so that residents are free from covid 19, during the activity of spraying disinfectants and distributing Handsanitizer we provide direction and knowledge about the dangers of covid 19. (3) Distribution of trash bins is carried out to implement a clean and healthy lifestyle, as well as making it easier for residents to dispose of garbage when they are in that place.
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Keywords: Covid-19 Virus, Health Protocol
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Nowadays, there are lots of people and housewives doing both debt and sale and purchase transactions without regard to usury. This was experienced by residents of West RW 03 Bogor, especially housewives in the transaction. Through community service, student of Institute Agama Islam Sahi Bogor (INAIS) made observations, interviews and socialization regarding usury and bank interest as well as solutions to avoid usury in the People’s Cibuninian, Pamijahan, Kabupaten Bogor. Indonesian people need to know the Islamic banking system where usury can be avoided there. The purpose of this community service was trying to educate the community especially people in the religious community such as People’s RW 03 Cibunian so that they can avoid usury, with a direct material exposure approach to the public. Hopefully, they could understand about usury on conventional bank interest and switch to the Islamic prescribed system. Results of this community service indicated that people in the People’s cibunian became more aware of usury and its types, and began to switch from the conventional financial system which is vulnerable to usury to the Islamic financial system, through opening an account at an Islamic bank as one of one solution to avoid usury.
&#13;

Keywords: Public Awareness, Riba, Sharia Banking Socialization
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&#13;

The Covid-19 socialization and social service activities are community service activities in an effort to help the community to meet the needs of life and solve problems experienced by the community, especially in dealing with the transmission of Covid-19. The activity was carried out through the Covid-19 Socialization and Social Service program which is a community service-based activity to increase public knowledge about efforts to break the chain of transmission of Covid-19 carried out at Rt. 1, 2 and 3 in the Ciasmara sub-district, Pamijahan District, Bogor, West Java, with service methods in the form of counseling activities, demonstrations, distribution of masks and how to make Handsanitizer and spraying disinfectants in the residential environment. The results show a positive response from the government and high active community participation.
&#13;

Keywords: community service, covid-19, community participation
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          <TitleText> SAHID DEVELOPMENT JOURNAL : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah</TitleText>
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          <PublisherName>Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.</PublisherName>
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      <JournalIssueDesignation>Vol. 1 No. 01 (2021): October 2021</JournalIssueDesignation>
      <JournalIssueDate>
        <DateFormat>05</DateFormat>
        <Date>2021</Date>
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        <PageRun>
          <FirstPageNumber>54 – 62</FirstPageNumber>
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        <TitleText>PENGENALAN AKSES KE PERBANKAN SYARIAH  MELALUI PENGEMBANGAN EKONOMI KREATIF MASYARAKAT  DI DESA CIBUNIAN, KECAMATAN PAMIJAHAN,  KABUPATEN BOGOR</TitleText>
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      <Contributor>
        <SequenceNumber>7</SequenceNumber>
        <ContributorRole>A01</ContributorRole>
        <PersonName>Widia  Afria Nurlaelia</PersonName>
        <PersonNameInverted>Afria Nurlaelia, Widia </PersonNameInverted>
        <NamesBeforeKey>Widia </NamesBeforeKey>
        <KeyNames>Afria Nurlaelia</KeyNames>
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      <Contributor>
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        <PersonName>Tubagus Rifqy Thantawi</PersonName>
        <PersonNameInverted>Thantawi, Tubagus Rifqy</PersonNameInverted>
        <NamesBeforeKey>Tubagus Rifqy</NamesBeforeKey>
        <KeyNames>Thantawi</KeyNames>
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      <Contributor>
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        <PersonName>Miftakhul Anwar</PersonName>
        <PersonNameInverted>Anwar, Miftakhul</PersonNameInverted>
        <NamesBeforeKey>Miftakhul</NamesBeforeKey>
        <KeyNames>Anwar</KeyNames>
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      <Subject>
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        <SubjectHeadingText>Creative economy;traditional food;empowerment</SubjectHeadingText>
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Abstract
&#13;

The creative economy can be said as the creation of added value based on ideas born from the creativity of human resources and based on the use of science, including cultural and technological heritage. Cibunian village precisely in Kampung Muara Legok has minimal business actors, the average population there only relies on farming as their livelihood, while there is a lot of natural potential that can be developed if it can be managed properly. The purpose of this service is to assist the community in Cibunian Village, precisely in Kampung Muara Legok in managing kolang kaling into traditional food of kolang kaling crackers, as an effort to improve the community's economy where kolang kaling can be found easily in the village. This service uses the ESD (Education for Sustainable Development) method, which is a learning method to support sustainable development, which is a type of learning that provides awareness of an innovative and creative entrepreneurial spirit. The programs carried out include: 1) Counseling to improve the entrepreneurial spirit, 2) Training in managing traditional kolangkaling crackers, 3) Packaging/labeling training so that packaging becomes more attractive 4) Product marketing. The result of this service activity is the growing awareness of the people of Cibunian Village, precisely in Kampung Muara Legok has an independent entrepreneurial spirit.
&#13;

Keywords: Creative economy, traditional food, empowerment.
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      <PublicationDate>20211019</PublicationDate>
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