Dzatilah, Ridho, Ria Kusumaningrum, and Miftakhul Anwar. “THE EFFECT OF OPERATING EXPENSES TO OPERATING INCOME (BOPO) ON RETURN ON ASSETS (ROA) AT KSPPS BAYTUL IKHTIAR”. SAHID BANKING JOURNAL 4, no. 2 (May 31, 2025): 10–23. Accessed November 14, 2026. https://jurnal.febi-inais.ac.id/index.php/SahidBankingJ/article/view/251.