Andriani, D. ., Thantawi, T. R. and Mursyidah, A. . (2022) “COMPARISON ANALYSIS VIRTUAL ACCOUNT UTILIZATION AND TRANSFER AT SAHID MODERN Islamic Boarding School EMPLOYEES AND EMPLOYEES OF THE SAHID BOGOR ISLAMIC INSTITUTE”, SAHID BANKING JOURNAL, 2(01), pp. 93–110. doi: 10.56406/sahidbankingjournal.v2i01.70.