DZATILAH, R.; KUSUMANINGRUM, R. .; ANWAR, M. THE EFFECT OF OPERATING EXPENSES TO OPERATING INCOME (BOPO) ON RETURN ON ASSETS (ROA) AT KSPPS BAYTUL IKHTIAR. SAHID BANKING JOURNAL, [S. l.], v. 4, n. 2, p. 10–23, 2025. DOI: 10.56406/sahidbankingjournal.v4i2.251. Disponível em: https://jurnal.febi-inais.ac.id/index.php/SahidBankingJ/article/view/251. Acesso em: 14 nov. 2026.