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Andriyansyah; Thantawi, T. R. .; Putra, B. P. . ANALYSIS OF SHARIA AGREEMENT IMPLEMENTATION AND ISLAMIC BUSINESS ETHICS AT THE BAYTUL IKHTIAR BAYTUL IKHTIAR SHARIA SAVINGS AND LOAN AND FINANCING COOPERATIVE (KSPPS) CIPANAS BRANCH LEBAK DISTRICT TOWARDS MEMBER LOYALTY. SAHID BANKING JOURNAL 2023, 3, 78-92.