ANALISIS DAMPAK PRAKTIK RENTENIR  TERHADAP DINAMIKA EKONOMI MASYARAKAT  KECAMATAN PAMIJAHAN, KABUPATEN BOGOR

Zaenudin; Rully Trihantana; Miftakhul Anwar

doi:10.56406/sahidbankingjournal.v2i01.73

Authors

Zaenudin Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Sahid Bogor
Rully Trihantana Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Sahid Bogor
Miftakhul Anwar Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Sahid Bogor

DOI:

https://doi.org/10.56406/sahidbankingjournal.v2i01.73

Keywords:

Rentenir, Kecamatan Pamijahan, Kabupaten Bogor

Abstract

The needs of human life are increasing along with the increasingly modern era. This is a problem for some people with middle to lower incomes, so the idea came out to run a business, with an easy process and access through debt to loan sharks. In practice, debts to moneylenders are not able to prosper the borrower, because loans from moneylenders are only able to meet their material needs for a moment but not their spiritual needs. This causes it to be difficult for borrowers to pay off debts with such high interest. In Islamic law, this is forbidden because loan sharks take such large profits (interest) or usury. This study aims to determine the impact of moneylender practices on the dynamics of the community's economy, then viewed from the perspective of Islamic law on society, especially the people of Pamijahan District, Bogor Regency. This research is a descriptive qualitative research, and analyzes it deductively. The results obtained in this study are that the impact of moneylender practices on economic dynamics is very detrimental to society, and in an Islamic economic review, loan shark practices are very contrary to Islam because they contain usury. Therefore it is prohibited to carry out loan shark practices.

References

Azzam, Abdul Aziz Muhammad. (2010), Fiqh Muamalat, Sistem Transaksi dalam Fiqh Islam. Jakarta: Amzah

Breda, Edon S Hendriksen and Michael F. Van. Teori Akunting (terjemahan), Buku I, Jakarta : Penerbit Interaksara, ed 5, 2000.

Brodjonegoro, Bambang P.S. 2016, Ekonomi Pembangunan Syariah. Jakarta: Rajawali Pers

Gozali, Ahmad. 70 Solusi Keuangan: Learn From The Expert, Depok: Gema Inshani, 2008.

Hakim, Lukmanul. Prinsip-Prinsip Ekonomi Islam, Jakarta: Erlangga, 2012.

Hakim, Muhammad Aziz. Menguasai Pasar Mengeruk Untung, Jakarta : PT. Krisna Persada, 2005.

Kamil, Deni Insan. Pengaruh Pinjaman Rentenir Terhadap Kesejahteraan Pedagang Tradisional Studi Pasar Di Legi Bugisan, (Skripsi Universitas Islam Negeri Sunan Kalijaga, Yogyakarta : 2015.

Kamus Besar Bahasa Indonesia Online, http;/www.google.com/amp/kbbi.web.id/dampakhtml, diakses : 01 Juli 2020, 03.42 WIB.

Kasmir, (2012), Bank dan Lembaga Keuangan Lainnya. Jakarta: Rajawali Pers.

Lestari, Nur Melinda. Sistem Pembiayaan Bank Syariah, Berdasarkan UU No.21 Tahun 2008. Jakarta Selatan: Grafindo Books Media.

Mujahidin, Akhmad. Ekonomi Islam: Konsep, Instrument, Negara dan Pasar, Jakarta: Rajawali Pers, 2011.

Nasution, Mustafa Edwin. Pengenalan Eksklusif Ekonomi Islam,(Jakarta : Kencana, 2007.

Niswonger, C. Rollin, Dkk. Prinsip-prinsip Akuntansi (terjemahan), Alih Bahasa : Alfonsus Sirait, Jil. I, Jakarta : Penerbit Erlangga, ed 16, 1992.

Nurhidayati. Pelaksanaan Transaksi Peminjaman Uang Kepada Rentenir Di Desa Karya Indah Kecamatan Tapung Menurut Tinjauan Ekonomi Islam, Skripsi Universitas Islam Negeri Sultan Syarif Kasim, Riau : 2012.

Rasulong, Muhammad Rusyidi dan Ismail. Dampak Kredit Rentneir Terhadap Keuntungan Usaha Usaha Pegandeng Sayur Di Kecamatan Pallangga Kabupaten Gowa, dalam jurnal Ilmu Ekonomi Studi Pembangunan tahun 2009.

Sugiyono, (2014), Metode Penelitian Pendidikan Pendekatan Kuantitatif, Kualitatif, dan R&D. Bandung: Alfabeta.

Dian Elia, http://eliadian.blogspot.com/2013/03/macam-macam-kriteria-kemiskinan.html. diakses pada tanggal 20 Juni 2020.

Qarina Lana, http://lanaqarina.blogspot.com/2011/04/kemiskinan-dalam- pandangan-al-quran.html. diakses pada tanggal 2 Juli 2020.

Retno Mira S, http://e-keuangan.blogspot.com/2008/07/alasan-mengambil-kredit-pinjaman.html. diakses pada tanggal 26 Juli 2020.

Taufiqqurrachman Fahrizal, http://fahricalm23.wordpress.com/2013/06/25/tolak-ukur-indikator-kemiskinan-menurut-badan-kordinasi-keluarga-berencana-nasional-bkkbn. diakses pada tanggal 27 Juli 2020.