COMPOSITION OF FINANCING BY ECONOMIC SECTOR RELATIVE TO TOTAL FINANCING AT PT BANK CIMB NIAGA TBK. (DURING THE ADMINISTRATION OF JOKO WIDODO AND MUHAMMAD JUSUF KALLA).
DOI:
https://doi.org/10.56406/sahidbankingjournal.v5i1.268Keywords:
Financing, PT Bank CIMB Niaga Tbk, Economic SectorAbstract
This study aims to analyze the composition of financing per economic sector distributed by PT Bank CIMB Niaga Tbk (Sharia Business Unit) during the years 2017, 2018, and 2019. The subjects of this research are the financing data allocated to five main sectors: industry, trade, consumption, housing, and services. The method used in this study is quantitative descriptive analysis to illustrate the proportion and contribution of each sector to the bank's total financing. The results of this study indicate that there are five types of economic sectors that consistently contribute over 10% to the total financing of PT Bank CIMB Niaga Tbk, with the industrial, trade, and housing sectors being the most dominant. This research concludes that PT Bank CIMB Niaga Tbk demonstrates a strong commitment to supporting strategic sectors that have the potential to enhance economic growth and community welf are. The findings emphasize the importance of appropriate financing allocation strategies to support the development of crucial economic sectors.
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